Analysis
Based on comparable accounting programs in South Carolina, this associate's degree appears positioned to deliver solid returns relative to its cost. The estimated $15,979 in debt sits below both the state median ($16,796) and the national median ($19,354), while estimated first-year earnings of $41,233 match the state median and exceed the national median by more than $4,000. That debt-to-earnings ratio of 0.39 suggests manageable repayment—roughly what you'd expect from a well-structured community college program.
South Carolina's accounting associate's programs cluster tightly in the low-$40K range for first-year earnings, with Horry-Georgetown's peer institutions like Greenville Tech and Midlands Tech producing nearly identical outcomes. This consistency suggests the state's community colleges effectively feed into a stable local accounting job market, likely placing graduates in bookkeeping, accounts payable/receivable, and tax preparation roles. With 39% of students receiving Pell grants, this program serves as an accessible pathway to middle-income employment.
The key limitation here is that we're drawing conclusions from similar programs rather than tracking actual Horry-Georgetown graduates. Still, the fundamentals look sound: lower-than-average debt for earnings that track with successful peer programs statewide. For parents concerned about ROI, this combination—moderate borrowing leading to steady, above-national-median income—is exactly what community college accounting programs should deliver.
Where Horry-Georgetown Technical College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in South Carolina
Accounting associates's programs at peer institutions in South Carolina (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,468 | $41,233* | — | $15,979* | — | |
| $5,639 | $41,619* | $39,783 | —* | — | |
| $4,788 | $41,233* | $33,214 | $19,675* | 0.48 | |
| $5,512 | $36,520* | $33,060 | $13,916* | 0.38 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Horry-Georgetown Technical College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in SC. Actual outcomes may vary.