Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Accounting graduates from small private colleges in New York typically earn around $51,500 in their first year—figures that match broader state patterns for this major. That's roughly $2,000 below the national median for accounting programs, though it's important to recognize these estimates come from peer institutions rather than Houghton's own graduates. The estimated debt load of $25,400 produces a manageable debt-to-earnings ratio of 0.49, meaning students would owe about half their first-year salary.
The real challenge here is competition. Top accounting programs in New York—Fordham, Syracuse, Binghamton—place graduates into first-year salaries in the $70,000-$76,000 range. That's a $20,000-$25,000 gap that compounds significantly over a career. Houghton's open admissions (93% acceptance rate) may offer access, but the career outcomes suggested by comparable programs don't appear to justify a premium price tag if one exists.
For families weighing this decision, the core question isn't whether accounting is viable—it clearly is, with solid employment prospects nationally. It's whether Houghton's version delivers enough value when New York state schools and larger private universities appear to generate substantially stronger returns. Without actual graduate data from Houghton itself, you're essentially betting on the school beating its peer group average.
Where Houghton University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in New York
Accounting bachelors's programs at peer institutions in New York (76 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,290 | $51,525* | — | $25,363* | — | |
| $61,992 | $76,473* | $96,453 | $23,970* | 0.31 | |
| $63,061 | $75,294* | $85,784 | $27,000* | 0.36 | |
| $10,363 | $74,151* | $84,365 | $19,500* | 0.26 | |
| $46,140 | $71,436* | $79,786 | $23,250* | 0.33 | |
| $37,840 | $70,344* | $84,281 | $27,000* | 0.38 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Houghton University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 45 similar programs in NY. Actual outcomes may vary.