Est. Earnings (1yr)Estimated
$35,817
Est. from NY median (22 programs)
Est. Median DebtEstimated
$24,865
Est. from NY median (16 programs)

Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.

Analysis

A bachelor's in Liberal Arts at Houghton comes with estimated debt of nearly $25,000—slightly below what similar New York programs typically carry, but still substantial for first-year earnings around $36,000. That debt-to-earnings ratio of 0.69 sits in reasonable territory, meaning graduates from comparable programs generally earn enough to manage their loans without overwhelming hardship. However, the reality is that general liberal arts degrees rarely command premium salaries in the job market, and the estimated figures here—drawn from other New York programs since Houghton's graduate cohort is too small to report—confirm this pattern holds across the state.

What's concerning is the gap between Houghton's estimates and the top-performing liberal arts programs in New York. Schools like Molloy and Cornell show this degree can lead to earnings well above $45,000, suggesting that institutional reputation, alumni networks, and regional job markets matter enormously for liberal arts graduates. Houghton's 93% admission rate and location in rural Western New York may limit the career advantages that more selective or urban programs can offer. For families banking on a liberal arts education to provide strong earnings momentum, these estimates suggest you're looking at modest but manageable outcomes—not the career launchpad some institutions deliver.

The bottom line: if your child is committed to liberal arts and Houghton feels like the right fit, the debt load from peer programs appears manageable relative to typical starting salaries. But temper expectations about earnings potential, and recognize you're investing in a credential that historically produces wide-ranging outcomes depending heavily on what students do with it after graduation.

Where Houghton University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in New York (87 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Houghton UniversityHoughton$17,290$35,817*—$24,865*—
Molloy UniversityRockville Centre$37,840$74,868*—$31,000*0.41
Excelsior UniversityAlbany—$52,429*$53,480$11,875*0.23
Mercy UniversityDobbs Ferry$22,106$46,408*—$33,687*0.73
Cornell UniversityIthaca$66,014$46,072*——*—
Union CollegeSchenectady$66,456$45,516*$48,667$24,500*0.54
National Median—$36,340*—$27,000*0.74
* Estimated from similar programs

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Houghton University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.