Median Earnings (1yr)
$39,833
23rd percentile (40th in TX)
Median Debt
$23,500
10% below national median
Debt-to-Earnings
0.59
Manageable
Sample Size
24
Limited data

Analysis

Houston Christian University's business program starts graduates at nearly $40,000—below both the Texas median ($44,084) and national average ($45,703)—though earnings do climb 23% to reach about $49,000 by year four. With over 90 business programs in Texas to choose from, this one lands right in the middle at the 40th percentile statewide, meaning six in ten Texas schools produce higher-earning business graduates. The $23,500 debt load is manageable, giving graduates a debt-to-earnings ratio of 0.59, which means first-year income covers the debt nearly twice over.

The challenge here is opportunity cost: Top Texas business programs like TCU ($72,000) and UT Austin ($66,000) produce graduates earning 40-50% more right out of the gate. Even mid-tier options significantly outpace Houston Christian's outcomes. For a family considering this program, the key question is whether the smaller, faith-based environment justifies the earnings gap—because financially, this represents a below-average return compared to other business degrees in the state.

One important caveat: these numbers come from a small graduating class (under 30 students), so individual outcomes could vary considerably. If your child has other solid business school options in Texas, those deserve serious consideration. This program works best for students who specifically want Houston Christian's environment and aren't primarily focused on maximizing early-career earnings.

Where Houston Christian University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Houston Christian UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Houston Christian University graduates compare to all programs nationally

Houston Christian University graduates earn $40k, placing them in the 23th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Business Administration, Management and Operations bachelors's programs at peer institutions in Texas (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Houston Christian University$39,833$48,953$23,5000.59
Texas Christian University$71,984$93,488$25,0000.35
The University of Texas at Austin$66,289$79,482$20,7500.31
LeTourneau University$65,144$63,561$39,6680.61
Baylor University$63,438$69,489$22,8660.36
Southern Methodist University$60,659$105,314$19,5000.32
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$71,984$25,000
The University of Texas at Austin
Austin
$11,678$66,289$20,750
LeTourneau University
Longview
$35,500$65,144$39,668
Baylor University
Waco
$54,844$63,438$22,866
Southern Methodist University
Dallas
$64,460$60,659$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Houston Christian University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.