Analysis
Business economics students at Houston Christian face an estimated $24,000 debt burden that sits above both the state median ($19,044) and the national median ($22,250) for this major. Meanwhile, similar programs in Texas suggest first-year earnings around $54,000—squarely in line with state and national benchmarks but nothing exceptional. The debt-to-earnings ratio of 0.44 means roughly five months of gross income would be needed to cover the full debt load, which is manageable but leaves little margin given that over half of students here receive Pell grants.
What's concerning is that Houston Christian's higher estimated debt doesn't appear to translate into higher earnings. Peer programs at schools like Baylor command salaries above $60,000, while even larger public universities match or slightly exceed the estimated outcomes here with considerably less debt. For a private Christian university charging premium tuition, the value proposition depends heavily on factors beyond pure financial return—campus culture, spiritual development, or specific career networks that aren't captured in these estimates.
The bottom line: if your family has significant financial resources and values the institution's mission, this program appears financially viable. But if minimizing debt is critical—particularly for a Pell-eligible family—comparable business economics programs at Texas public universities offer similar career prospects with substantially lower borrowing.
Where Houston Christian University Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Compare to Similar Programs in Texas
Business/Managerial Economics bachelors's programs at peer institutions in Texas (22 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,100 | $53,984* | — | $24,000* | — | |
| $54,844 | $60,575* | $78,948 | $22,500* | 0.37 | |
| $11,164 | $54,058* | $82,643 | $14,125* | 0.26 | |
| $11,728 | $53,984* | — | $16,063* | 0.30 | |
| $11,450 | $49,831* | $65,481 | $23,125* | 0.46 | |
| $8,991 | $44,424* | $49,224 | $18,246* | 0.41 | |
| National Median | — | $53,219* | — | $22,250* | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Houston Christian University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in TX. Actual outcomes may vary.