Median Earnings (1yr)
$34,447
36th percentile (60th in TX)
Median Debt
$18,749
3% below national median
Debt-to-Earnings
0.54
Manageable
Sample Size
33
Adequate data

Analysis

Houston Community College's accounting associate degree starts slow but catches up—graduates earn $34,447 initially but jump to nearly $45,000 within four years, a 30% increase that outpaces typical earnings growth. While first-year earnings sit slightly below the national median for this program, this outperforms 60% of Texas accounting programs despite Texas having 47 competing options. The debt burden of $18,749 is manageable at about half of first-year income, making it feasible to pay down within a few years.

The real story here is trajectory. Initial earnings may feel modest, but that four-year number puts graduates on solid financial footing, particularly for a two-year degree. Compare this to Austin Community College's graduates earning $58,000—there's clearly variation in the Texas market—but HCC holds its own against most competitors including Dallas College and programs at four-year institutions. For students seeking accounting credentials without accumulating the debt load of a bachelor's program, this represents a practical path to middle-class earnings.

The value proposition works especially well for cost-conscious families. You're getting marketable accounting skills, reasonable debt, and clear income growth, all from a commuter-friendly Houston location. This won't catapult anyone into six figures, but it delivers exactly what a community college associate degree should: affordable credentials that lead to steady employment.

Where Houston Community College Stands

Earnings vs. debt across all accounting associates's programs nationally

Houston Community CollegeOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Houston Community College graduates compare to all programs nationally

Houston Community College graduates earn $34k, placing them in the 36th percentile of all accounting associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Accounting associates's programs at peer institutions in Texas (47 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Houston Community College$34,447$44,912$18,7490.54
Austin Community College District$58,469$44,916$22,2150.38
Dallas College$37,031$42,387$14,5270.39
Southwest University at El Paso$33,024$28,315$20,0000.61
Blinn College District$32,243—$19,0000.59
National Median$37,000—$19,3540.52

Other Accounting Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Austin Community College District
Austin
$2,550$58,469$22,215
Dallas College
Dallas
$2,370$37,031$14,527
Southwest University at El Paso
El Paso
$16,000$33,024$20,000
Blinn College District
Brenham
$4,580$32,243$19,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Houston Community College, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.