Analysis
Houston Community College's accounting associate degree starts slow but catches up—graduates earn $34,447 initially but jump to nearly $45,000 within four years, a 30% increase that outpaces typical earnings growth. While first-year earnings sit slightly below the national median for this program, this outperforms 60% of Texas accounting programs despite Texas having 47 competing options. The debt burden of $18,749 is manageable at about half of first-year income, making it feasible to pay down within a few years.
The real story here is trajectory. Initial earnings may feel modest, but that four-year number puts graduates on solid financial footing, particularly for a two-year degree. Compare this to Austin Community College's graduates earning $58,000—there's clearly variation in the Texas market—but HCC holds its own against most competitors including Dallas College and programs at four-year institutions. For students seeking accounting credentials without accumulating the debt load of a bachelor's program, this represents a practical path to middle-class earnings.
The value proposition works especially well for cost-conscious families. You're getting marketable accounting skills, reasonable debt, and clear income growth, all from a commuter-friendly Houston location. This won't catapult anyone into six figures, but it delivers exactly what a community college associate degree should: affordable credentials that lead to steady employment.
Where Houston Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Earnings Distribution
How Houston Community College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Houston Community College | $34,447 | $44,912 | +30% |
| Southern New Hampshire University | $37,986 | $53,096 | +40% |
| Austin Community College District | $58,469 | $44,916 | -23% |
| Dallas College | $37,031 | $42,387 | +14% |
| Southwest University at El Paso | $33,024 | $28,315 | -14% |
Compare to Similar Programs in Texas
Accounting associates's programs at peer institutions in Texas (47 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $2,040 | $34,447 | $44,912 | $18,749 | 0.54 | |
| $2,550 | $58,469 | $44,916 | $22,215 | 0.38 | |
| $2,370 | $37,031 | $42,387 | $14,527 | 0.39 | |
| $16,000 | $33,024 | $28,315 | $20,000 | 0.61 | |
| $4,580 | $32,243 | — | $19,000 | 0.59 | |
| National Median | — | $37,000 | — | $19,354 | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Houston Community College, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.