Analysis
Howard Community College's accounting associate's appears positioned for solid entry-level outcomes, with estimated first-year earnings around $37,000—right at the national median for this credential. The estimated debt load of roughly $16,000 sits just above Maryland's typical $15,000 for accounting associate's programs, translating to a manageable debt-to-earnings ratio of 0.43. These figures come from comparable programs nationally and across the institution, since this specific program's cohort is too small for the Department of Education to report actual outcomes.
The accounting field typically rewards credentials with clear career pathways, and an associate's degree can open doors to bookkeeping, accounts payable, and junior accounting roles. The relatively modest debt estimate—especially compared to the national median of over $19,000 for similar programs—suggests this two-year route offers reasonable value for students seeking to enter the workforce quickly. Maryland's robust economy in the Baltimore-Washington corridor generally supports demand for accounting professionals at all levels.
For families weighing this option, the core question is whether these estimated outcomes align with your expectations for a two-year investment. The numbers suggest a workable debt burden that could be managed on typical entry-level accounting wages, though remember these are projections based on peer programs rather than tracked outcomes of Howard CC graduates specifically. If your student plans to work while completing the degree or transfer credits toward a bachelor's later, this pathway could serve as an affordable foundation in a stable field.
Where Howard Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,080 | $37,001* | — | $15,979* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.