Median Earnings (1yr)
$22,042
16th percentile (25th in MD)
Median Debt
$10,200
7% below national median
Debt-to-Earnings
0.46
Manageable
Sample Size
101
Adequate data

Analysis

Howard Community College's general studies associate degree demonstrates one of the sharpest earnings trajectories you'll find in this field—graduates nearly double their income between years one and four, jumping from $22,042 to $41,470. That four-year mark is particularly striking: it matches the top-performing programs in Maryland and lands graduates well above both state and national medians for this degree. The challenge is weathering that first year, when earnings lag behind 75% of comparable programs nationally.

The $10,200 debt load is manageable and exactly matches Maryland's median for this program, though with first-year earnings at just $22,000, recent graduates will need to budget carefully. By year four, when earnings exceed $41,000, that debt burden becomes far less concerning—this is a patience game. Among Maryland's 18 programs, this ranks in the 25th percentile initially but climbs to compete with programs like Baltimore City Community College by year four.

For families who can provide financial support during those early years—or students planning to work their way up within an organization—this program delivers solid returns. The robust sample size of 100+ graduates confirms this isn't a statistical fluke. Just understand your child may need to live at home or maintain a side income initially while their career accelerates.

Where Howard Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Howard Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Howard Community College graduates compare to all programs nationally

Howard Community College graduates earn $22k, placing them in the 16th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Maryland (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Howard Community College$22,042$41,470$10,2000.46
Baltimore City Community College$41,120$39,791$8,8500.22
University of Maryland Global Campus$41,071$49,637$8,2500.20
Prince George's Community College$31,322$44,768$13,4990.43
Wor-Wic Community College$30,763$31,613$6,5000.21
College of Southern Maryland$29,862$36,670$10,6500.36
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Baltimore City Community College
Baltimore
$3,314$41,120$8,850
University of Maryland Global Campus
Adelphi
$7,992$41,071$8,250
Prince George's Community College
Largo
$3,914$31,322$13,499
Wor-Wic Community College
Salisbury
$3,744$30,763$6,500
College of Southern Maryland
La Plata
$4,200$29,862$10,650

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 101 graduates with reported earnings and 221 graduates with debt data. Small samples may not be representative.