Analysis
Howard's psychology program starts far behind but catches up dramatically. That $18,934 first-year salary—landing in just the 5th percentile nationally—reflects the reality that many psychology graduates take entry-level positions or pursue further education. However, by year four, earnings jump to $44,692, exceeding the national median by 42% and outpacing every DC psychology program except Georgetown. This 136% earnings growth suggests graduates either complete additional credentials or transition into higher-paying roles relatively quickly.
The $25,000 debt load is manageable and typical for the field, matching DC's median exactly. While that 1.32 debt-to-earnings ratio looks concerning initially, it's misleading given the dramatic earnings trajectory. By year four, debt represents just 56% of annual income—a much healthier picture than the first-year numbers suggest. The program ranks in the 25th percentile among DC's eight psychology programs initially, but this understates the value proposition given where graduates end up.
The key question for parents: can your child weather that difficult first year financially? If they're planning graduate school anyway or have support during that transition period, this program delivers strong medium-term outcomes. The four-year earnings suggest Howard psychology graduates successfully launch careers that justify the investment, but you need to plan for limited earning power immediately after graduation.
Where Howard University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Howard University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Howard University | $18,934 | $44,692 | +136% |
| Georgetown University | $51,959 | $63,369 | +22% |
| American University | $25,773 | $56,267 | +118% |
| The Catholic University of America | $24,106 | $55,808 | +132% |
| Trinity Washington University | $26,065 | $42,879 | +65% |
Compare to Similar Programs in District of Columbia
Psychology bachelors's programs at peer institutions in District of Columbia (8 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $33,344 | $18,934 | $44,692 | $25,000 | 1.32 | |
| $65,081 | $51,959 | $63,369 | $17,500 | 0.34 | |
| $26,110 | $26,065 | $42,879 | $32,866 | 1.26 | |
| $56,543 | $25,773 | $56,267 | $23,799 | 0.92 | |
| $55,834 | $24,106 | $55,808 | $26,000 | 1.08 | |
| $18,382 | $20,185 | — | $14,097 | 0.70 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.