Median Earnings (1yr)
$18,934
5th percentile
25th percentile in District of Columbia
Median Debt
$25,000
2% below national median

Analysis

Howard's psychology program starts far behind but catches up dramatically. That $18,934 first-year salary—landing in just the 5th percentile nationally—reflects the reality that many psychology graduates take entry-level positions or pursue further education. However, by year four, earnings jump to $44,692, exceeding the national median by 42% and outpacing every DC psychology program except Georgetown. This 136% earnings growth suggests graduates either complete additional credentials or transition into higher-paying roles relatively quickly.

The $25,000 debt load is manageable and typical for the field, matching DC's median exactly. While that 1.32 debt-to-earnings ratio looks concerning initially, it's misleading given the dramatic earnings trajectory. By year four, debt represents just 56% of annual income—a much healthier picture than the first-year numbers suggest. The program ranks in the 25th percentile among DC's eight psychology programs initially, but this understates the value proposition given where graduates end up.

The key question for parents: can your child weather that difficult first year financially? If they're planning graduate school anyway or have support during that transition period, this program delivers strong medium-term outcomes. The four-year earnings suggest Howard psychology graduates successfully launch careers that justify the investment, but you need to plan for limited earning power immediately after graduation.

Where Howard University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Howard University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Howard University$18,934$44,692+136%
Georgetown University$51,959$63,369+22%
American University$25,773$56,267+118%
The Catholic University of America$24,106$55,808+132%
Trinity Washington University$26,065$42,879+65%

Compare to Similar Programs in District of Columbia

Psychology bachelors's programs at peer institutions in District of Columbia (8 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Howard UniversityWashington$33,344$18,934$44,692$25,0001.32
Georgetown UniversityWashington$65,081$51,959$63,369$17,5000.34
Trinity Washington UniversityWashington$26,110$26,065$42,879$32,8661.26
American UniversityWashington$56,543$25,773$56,267$23,7990.92
The Catholic University of AmericaWashington$55,834$24,106$55,808$26,0001.08
Gallaudet UniversityWashington$18,382$20,185$14,0970.70
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.