Analysis
Puerto Rico's accounting associate programs typically produce first-year earnings around $26,000, but Huertas College's estimated figures suggest something quite different. Based on comparable programs nationally, graduates here might expect closer to $37,000—a figure that would align them with mainland outcomes rather than local market rates. That's an important distinction for a program serving 79% Pell-eligible students who will likely work in Puerto Rico's economy.
The estimated debt load of $23,800 creates a ratio of 0.64—manageable by conventional standards, though notably higher than the $16,500 typical for Puerto Rico accounting programs. The critical unknown is whether those national-level earnings estimates actually materialize in Caguas. If graduates earn closer to the $26,000 that NUC University reports for its accounting program, the debt burden becomes considerably heavier relative to local purchasing power and salary expectations.
Without actual outcome data for this specific program, parents face genuine uncertainty. The numbers could point to a program that successfully prepares students for mainland opportunities, or they might simply reflect statistical averages that don't match the economic reality graduates will encounter. Before committing, verify where recent graduates actually work and what they earn—that information matters more than any estimate.
Where Huertas College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Puerto Rico
Accounting associates's programs at peer institutions in Puerto Rico (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,520 | $37,001* | — | $23,823* | — | |
| $8,054 | $26,373* | $25,190 | $16,500* | 0.63 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Huertas College, approximately 79% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.