Analysis
A chemistry degree borrowing $25,000 to earn roughly $42,000 in the first year creates a manageable debt ratio of 0.60—right in line with what similar bachelor's programs nationally produce. Based on comparable chemistry programs across Texas, these earnings estimates track closely with the state median, though they trail significantly behind what graduates from UT Austin, Texas A&M, and University of Houston typically command in their first year out.
The practical challenge lies less in the debt burden—which is reasonable for a bachelor's degree—and more in the earning trajectory. Chemistry graduates often need to pursue graduate work or specialized certifications to reach higher salary tiers, meaning that $42,000 first-year figure may represent a longer runway to financial stability than programs in fields like engineering or computer science. With 62% of students receiving Pell grants, Huston-Tillotson serves students who may have less financial cushion during that runway period.
For families deciding whether this investment makes sense, the question centers on post-graduation plans. If your student intends to work immediately after graduation, the debt load won't be crushing but the earnings won't be generous either. If graduate school is the goal, factor in additional borrowing and delayed earnings. The comparison programs suggest Austin's job market rewards chemistry degrees, but institutional prestige appears to matter—you're looking at a $6,000 to $8,000 annual gap compared to flagship universities that could compound significantly over a career.
Where Huston-Tillotson University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Texas
Chemistry bachelors's programs at peer institutions in Texas (63 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,703 | $41,799* | — | $24,994* | — | |
| $9,711 | $50,717* | $66,725 | $12,000* | 0.24 | |
| $13,099 | $49,462* | $66,584 | $19,500* | 0.39 | |
| $14,564 | $48,783* | — | $20,747* | 0.43 | |
| $9,228 | $43,940* | $51,532 | $28,775* | 0.65 | |
| $11,678 | $43,383* | $58,652 | $18,500* | 0.43 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Huston-Tillotson University, approximately 62% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in TX. Actual outcomes may vary.