Analysis
Comparable accounting programs nationally suggest first-year earnings around $37,000 against estimated debt of roughly $16,000—a manageable 0.43 debt-to-earnings ratio that's better than many associate degree paths. The debt figure sits notably below both the national median ($19,354) and Kansas state median ($21,115) for accounting associate programs, which matters when you're borrowing money. However, peer programs in Kansas typically produce stronger earnings, with the state median at $40,630 and nearby Butler Community College reporting actual outcomes near $37,500.
The economics here aren't alarming, but they're not compelling either. An estimated $16,000 in debt for $37,000 in first-year earnings suggests your child could reasonably manage repayment, especially compared to programs where students borrow more for similar or lower returns. The 40% Pell Grant rate indicates this school serves many students who need affordable pathways into accounting work, and the relatively modest debt load aligns with that mission.
The challenge is that these figures come from broader peer program data rather than actual Independence CC outcomes, leaving you without a clear picture of how this specific program performs. Given that other Kansas programs appear to produce higher earnings with comparable or only slightly higher debt, you'll want to understand what distinguishes Independence's program—whether it's placement rates, local employer connections, or transfer pathways—before committing.
Where Independence Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Kansas
Accounting associates's programs at peer institutions in Kansas (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,260 | $37,001* | — | $15,979* | — | |
| $15,340 | $43,765* | $44,358 | $23,823* | 0.54 | |
| $3,556 | $37,496* | $35,016 | $18,407* | 0.49 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Independence Community College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.