Analysis
An estimated $16,000 in debt positions this associate's accounting program as a relatively manageable investment, particularly when weighed against first-year earnings that track closely with Florida's state median of $39,114. The debt-to-earnings ratio of 0.41 suggests graduates could reasonably pay down their loans within three to four years—a timeline that makes sense for a two-year credential designed to fast-track entry into the workforce.
What's less clear is how Indian River State College's actual outcomes compare to Florida's established programs. While comparable programs across the state produce earnings in this range, the top performers in Florida—like Keiser University-Ft Lauderdale at $48,117—demonstrate that location, curriculum focus, and employer connections can significantly impact starting salaries in accounting. The estimated debt here is notably lower than Florida's median of $23,823, which could reflect either efficient program design or less complete data on student borrowing patterns.
For parents evaluating this program, the core value proposition appears sound: lower debt than peer programs with earnings that should support repayment. However, the lack of reported outcomes means you're making this decision without knowing how Indian River State College's specific graduates actually fare in the job market. If your child has other options with verified data—particularly programs showing strong placement rates with local accounting firms or CPA exam preparation—those might offer more certainty about return on investment.
Where Indian River State College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Florida
Accounting associates's programs at peer institutions in Florida (40 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,764 | $39,114* | — | $15,979* | — | |
| $24,136 | $48,117* | $43,871 | $29,000* | 0.60 | |
| $15,117 | $43,765* | $44,358 | $23,823* | 0.54 | |
| $16,088 | $41,019* | — | $24,811* | 0.60 | |
| $2,474 | $37,209* | $35,810 | $14,806* | 0.40 | |
| $2,830 | $36,970* | $36,384 | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indian River State College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in FL. Actual outcomes may vary.