Electrical Engineering Technologies/Technicians at Indiana State University

An estimated $9,400 in debt for an electrical engineering technology certificate is manageable—roughly a quarter of what peer programs nationally report graduates earning in their first year. Based on comparable certificates across the country, this field typically produces starting salaries near $39,000, though some programs see graduates reach $57,000 or more. The moderate debt load means monthly payments would consume a small fraction of take-home pay, leaving room for other financial priorities.

The challenge is that this is a certificate, not a degree, in a field where advancement often requires additional credentials. While the immediate return looks reasonable, parents should understand that $39,000 represents an entry point—many technician roles hit a ceiling without further education. Indiana State's relatively open admission and significant Pell grant enrollment suggest they serve students who may be balancing cost and opportunity, which makes the low estimated debt particularly important.

Given the limited data, the key question is whether this certificate serves as a standalone credential or a stepping stone. If your student plans to continue toward a bachelor's degree, this could be a cost-effective start. As a terminal credential, it offers modest but stable earning potential at minimal debt risk, though similar programs nationally show a wide range of outcomes that this estimate alone can't capture.