Analysis
IU-Bloomington's chemistry degree comes with a significant advantage that Indiana families shouldn't overlook: at $17,000 in median debt, graduates owe about $6,000 less than the typical Indiana chemistry major and $7,000 less than the national average. That's a meaningful cushion when you're starting at $42,889, and it gets more valuable as earnings climb to $59,000 by year fourโa 38% jump that outpaces inflation.
The program performs right in the middle of the pack nationally but ranks in the 60th percentile among Indiana schools, placing it solidly above the state median. While Purdue leads the state by about $5,000 in early earnings, IU-Bloomington's lower debt burden narrows that gap considerably. The debt-to-earnings ratio of 0.40 means graduates owe less than half their first year's salary, a manageable starting point that should allow for comfortable repayment even if students pursue graduate school or lower-paying research positions initially.
One important caveat: this data reflects fewer than 30 graduates, so individual outcomes may vary more than usual. Even so, the combination of below-average debt and solid mid-career earnings growth makes this a reasonable bet for students interested in chemistry, especially those planning to stay in Indiana where the program's reputation holds steady value.
Where Indiana University-Bloomington Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Earnings Distribution
How Indiana University-Bloomington graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Indiana University-Bloomington | $42,889 | $59,000 | +38% |
| Valparaiso University | $37,526 | $58,900 | +57% |
| Indiana University-Indianapolis | $42,482 | $52,352 | +23% |
| Purdue University-Main Campus | $47,213 | $48,715 | +3% |
| Ball State University | $42,677 | $42,387 | -1% |
Compare to Similar Programs in Indiana
Chemistry bachelors's programs at peer institutions in Indiana (36 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,790 | $42,889 | $59,000 | $17,000 | 0.40 | |
| $9,992 | $47,213 | $48,715 | $19,500 | 0.41 | |
| $10,758 | $42,677 | $42,387 | $25,000 | 0.59 | |
| $10,449 | $42,482 | $52,352 | $21,902 | 0.52 | |
| $36,136 | $40,612 | โ | $23,214 | 0.57 | |
| $46,588 | $37,526 | $58,900 | $27,000 | 0.72 | |
| National Median | โ | $42,581 | โ | $24,000 | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Bloomington, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 23 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.