Analysis
IU-Kokomo's business program graduates start behind both the national median ($43,858 vs. $47,506) and the state median ($47,406), landing at the 40th percentile among Indiana business programs. While the debt burden is reasonable at $24,744—roughly six months of starting salary—that initial earnings gap matters when you're comparing to flagship Bloomington graduates who earn nearly $20,000 more right out of the gate. The 17% earnings growth to $51,460 by year four helps close the gap somewhat, but even then graduates remain well below what Indiana's stronger business programs deliver.
The program serves a specific regional market in Kokomo, and that accessibility shows in the 85% admission rate and substantial Pell grant population. For students who need to stay local and can graduate with minimal debt, the math isn't terrible—you're looking at a debt load under half of first-year earnings. But if your child has options to attend Bloomington, Indianapolis, or even South Bend, those programs show significantly stronger earning trajectories that justify the additional investment.
The bottom line: This works best as a low-risk option for students tied to the Kokomo area or those prioritizing accessibility over maximum earning potential. If your child can commute from home and graduate with minimal loans, it's a defensible choice. But if relocation is on the table anyway, Indiana's larger campuses offer substantially better returns.
Where Indiana University-Kokomo Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Distribution
How Indiana University-Kokomo graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Indiana University-Kokomo | $43,858 | $51,460 | +17% |
| Indiana University-Bloomington | $71,100 | $89,404 | +26% |
| University of Notre Dame | $73,170 | $84,414 | +15% |
| Indiana University-Indianapolis | $52,467 | $59,798 | +14% |
| Holy Cross College | $33,043 | $58,185 | +76% |
Compare to Similar Programs in Indiana
Business/Commerce bachelors's programs at peer institutions in Indiana (22 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,179 | $43,858 | $51,460 | $24,744 | 0.56 | |
| $62,693 | $73,170 | $84,414 | — | — | |
| $11,790 | $71,100 | $89,404 | $19,500 | 0.27 | |
| $8,179 | $54,860 | $57,188 | $25,250 | 0.46 | |
| $10,449 | $52,467 | $59,798 | $22,003 | 0.42 | |
| $8,179 | $48,238 | $51,179 | $20,500 | 0.42 | |
| National Median | — | $47,506 | — | $26,000 | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Kokomo, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 78 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.