Median Earnings (1yr)
$43,858
29th percentile
40th percentile in Indiana
Median Debt
$24,744
5% below national median

Analysis

IU-Kokomo's business program graduates start behind both the national median ($43,858 vs. $47,506) and the state median ($47,406), landing at the 40th percentile among Indiana business programs. While the debt burden is reasonable at $24,744—roughly six months of starting salary—that initial earnings gap matters when you're comparing to flagship Bloomington graduates who earn nearly $20,000 more right out of the gate. The 17% earnings growth to $51,460 by year four helps close the gap somewhat, but even then graduates remain well below what Indiana's stronger business programs deliver.

The program serves a specific regional market in Kokomo, and that accessibility shows in the 85% admission rate and substantial Pell grant population. For students who need to stay local and can graduate with minimal debt, the math isn't terrible—you're looking at a debt load under half of first-year earnings. But if your child has options to attend Bloomington, Indianapolis, or even South Bend, those programs show significantly stronger earning trajectories that justify the additional investment.

The bottom line: This works best as a low-risk option for students tied to the Kokomo area or those prioritizing accessibility over maximum earning potential. If your child can commute from home and graduate with minimal loans, it's a defensible choice. But if relocation is on the table anyway, Indiana's larger campuses offer substantially better returns.

Where Indiana University-Kokomo Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Earnings Distribution

How Indiana University-Kokomo graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Indiana University-Kokomo$43,858$51,460+17%
Indiana University-Bloomington$71,100$89,404+26%
University of Notre Dame$73,170$84,414+15%
Indiana University-Indianapolis$52,467$59,798+14%
Holy Cross College$33,043$58,185+76%

Compare to Similar Programs in Indiana

Business/Commerce bachelors's programs at peer institutions in Indiana (22 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University-KokomoKokomo$8,179$43,858$51,460$24,7440.56
University of Notre DameNotre Dame$62,693$73,170$84,414
Indiana University-BloomingtonBloomington$11,790$71,100$89,404$19,5000.27
Indiana University-EastRichmond$8,179$54,860$57,188$25,2500.46
Indiana University-IndianapolisIndianapolis$10,449$52,467$59,798$22,0030.42
Indiana University-South BendSouth Bend$8,179$48,238$51,179$20,5000.42
National Median$47,506$26,0000.55

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Kokomo, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 78 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.