Business/Commerce at Indiana University-Kokomo
Bachelor's Degree
Analysis
IU-Kokomo's business program graduates start behind both the national median ($43,858 vs. $47,506) and the state median ($47,406), landing at the 40th percentile among Indiana business programs. While the debt burden is reasonable at $24,744—roughly six months of starting salary—that initial earnings gap matters when you're comparing to flagship Bloomington graduates who earn nearly $20,000 more right out of the gate. The 17% earnings growth to $51,460 by year four helps close the gap somewhat, but even then graduates remain well below what Indiana's stronger business programs deliver.
The program serves a specific regional market in Kokomo, and that accessibility shows in the 85% admission rate and substantial Pell grant population. For students who need to stay local and can graduate with minimal debt, the math isn't terrible—you're looking at a debt load under half of first-year earnings. But if your child has options to attend Bloomington, Indianapolis, or even South Bend, those programs show significantly stronger earning trajectories that justify the additional investment.
The bottom line: This works best as a low-risk option for students tied to the Kokomo area or those prioritizing accessibility over maximum earning potential. If your child can commute from home and graduate with minimal loans, it's a defensible choice. But if relocation is on the table anyway, Indiana's larger campuses offer substantially better returns.
Where Indiana University-Kokomo Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Indiana University-Kokomo graduates compare to all programs nationally
Indiana University-Kokomo graduates earn $44k, placing them in the 29th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Indiana
Business/Commerce bachelors's programs at peer institutions in Indiana (22 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Indiana University-Kokomo | $43,858 | $51,460 | $24,744 | 0.56 |
| University of Notre Dame | $73,170 | $84,414 | — | — |
| Indiana University-Bloomington | $71,100 | $89,404 | $19,500 | 0.27 |
| Indiana University-East | $54,860 | $57,188 | $25,250 | 0.46 |
| Indiana University-Indianapolis | $52,467 | $59,798 | $22,003 | 0.42 |
| Indiana University-South Bend | $48,238 | $51,179 | $20,500 | 0.42 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Indiana
Compare tuition, earnings, and debt across Indiana schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Notre Dame Notre Dame | $62,693 | $73,170 | — |
| Indiana University-Bloomington Bloomington | $11,790 | $71,100 | $19,500 |
| Indiana University-East Richmond | $8,179 | $54,860 | $25,250 |
| Indiana University-Indianapolis Indianapolis | $10,449 | $52,467 | $22,003 |
| Indiana University-South Bend South Bend | $8,179 | $48,238 | $20,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Kokomo, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 78 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.