Analysis
Indiana University of Pennsylvania graduates a meaningful number of chemistry majors despite its open-admission profile, though the DOE suppresses the earnings data due to small sample sizes. Based on comparable chemistry programs across Pennsylvania, first-year earnings likely land around $43,600—right at the state median but slightly above the national benchmark. The $29,438 in debt sits above both state and national medians for chemistry degrees, creating a debt-to-earnings ratio of 0.68 that, while manageable, is higher than you'd hope for a STEM field.
The concerning element here isn't the debt level itself—it places in the 5th percentile nationally, meaning 95% of programs leave students with more debt—but rather how it pairs with middling estimated earnings. Top chemistry programs in Pennsylvania like Millersville and Drexel report first-year earnings in the $49,000-$50,000 range, suggesting there may be better options within the state for students who can access them. IUP's open admission and lower selectivity (91% acceptance rate, 1052 average SAT) may translate to different graduate outcomes than more competitive programs.
For a family considering this program, the question is whether IUP's accessibility justifies accepting likely middle-of-the-pack earnings with above-average debt. If your student has options at more selective Pennsylvania schools with reported chemistry outcomes, those merit serious consideration. If IUP represents the most realistic path to a chemistry degree, the estimated financial picture is workable but not compelling.
Where Indiana University of Pennsylvania-Main Campus Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Chemistry bachelors's programs at peer institutions in Pennsylvania (73 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,380 | $43,571* | — | $29,438 | — | |
| $12,262 | $50,524* | $55,858 | $20,250 | 0.40 | |
| $60,663 | $49,215* | — | $29,667 | 0.60 | |
| $14,630 | $43,571* | $58,424 | $27,000 | 0.62 | |
| $14,646 | $43,571* | $58,424 | $27,000 | 0.62 | |
| $14,620 | $43,571* | $58,424 | $27,000 | 0.62 | |
| National Median | — | $42,581* | — | $24,000 | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University of Pennsylvania-Main Campus, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in PA. Actual outcomes may vary.