Median Earnings (1yr)
$32,694
60th percentile
40th percentile in Pennsylvania
Median Debt
$27,000
6% above national median

Analysis

Indiana University of Pennsylvania's psychology program delivers earnings that beat the national average but land below Pennsylvania's median—a significant gap when you consider the state's competitive psychology market. While recent graduates earn $32,694 (outpacing 60% of psychology programs nationwide), they're trailing the typical Pennsylvania psychology graduate by nearly $1,000. In a state where programs like Bucknell and Gettysburg routinely produce $50,000+ earners, IUP sits firmly in the middle tier.

The financial fundamentals are solid if unspectacular. With $27,000 in median debt—matching the state average and below the national norm—graduates face manageable loan payments relative to their income. The debt-to-earnings ratio of 0.83 suggests reasonable repayment timelines, and the 21% earnings bump over four years shows steady career progression. This isn't a program that will burden your child with crushing debt, but it's also not positioning them for the upper end of the psychology job market.

The real question is whether this modest earnings profile aligns with your child's career goals. For parents considering in-state tuition costs, IUP represents a low-risk option—the numbers work, just without much margin. But if your student is competitive enough to access Pennsylvania's higher-performing psychology programs, the $7,000+ annual earnings difference compounds significantly over a career. This program does what it promises competently; it just doesn't promise very much compared to what's available elsewhere in the state.

Where Indiana University of Pennsylvania-Main Campus Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Indiana University of Pennsylvania-Main Campus graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Indiana University of Pennsylvania-Main Campus$32,694$39,704+21%
Dickinson College$37,227$62,695+68%
Lafayette College$36,235$60,657+67%
Lehigh University$40,942$60,072+47%
Villanova University$35,462$57,566+62%

Compare to Similar Programs in Pennsylvania

Psychology bachelors's programs at peer institutions in Pennsylvania (83 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University of Pennsylvania-Main CampusIndiana$11,380$32,694$39,704$27,0000.83
Bucknell UniversityLewisburg$64,772$51,645$50,805$27,0000.52
Gettysburg CollegeGettysburg$64,230$50,040$50,611$27,0000.54
Lehigh UniversityBethlehem$62,180$40,942$60,072$21,1600.52
Drexel UniversityPhiladelphia$60,663$39,866$51,752$30,0000.75
King's CollegeWilkes-Barre$42,600$39,818$33,268$27,0000.68
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University of Pennsylvania-Main Campus, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 83 graduates with reported earnings and 122 graduates with debt data. Small samples may not be representative.