Median Earnings (1yr)
$26,882
47th percentile (40th in CA)
Median Debt
$9,500
At national median
Debt-to-Earnings
0.35
Manageable
Sample Size
135
Adequate data

Analysis

The Institute for Business and Technology's allied health program starts slow but builds momentum—first-year graduates earn just $26,882, but that jumps to $34,236 by year four, a 27% increase that outpaces typical wage growth. Still, among California's 185 allied health programs, this one lands squarely in the middle of the pack at the 40th percentile. Compare that to top performers like Empire College ($40,838) or Bay Area Medical Academy ($38,505), and the gap is substantial—those programs deliver 20-35% higher earnings in an expensive market like San Jose.

The financial risk here is manageable: $9,500 in debt means graduates owe just over a third of their first-year salary, a ratio that becomes more comfortable as earnings climb. The real question is whether settling for middle-tier outcomes makes sense when stronger programs exist nearby in the Bay Area. For families who can access those alternatives, they're worth exploring. But if this program offers convenience or fits your schedule better, the debt load won't crush you—it's just that other doors in Silicon Valley's backyard might open wider.

Where Institute for Business and Technology Stands

Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally

Institute for Business and TechnologyOther allied health and medical assisting services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Institute for Business and Technology graduates compare to all programs nationally

Institute for Business and Technology graduates earn $27k, placing them in the 47th percentile of all allied health and medical assisting services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Allied Health and Medical Assisting Services certificate's programs at peer institutions in California (185 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Institute for Business and Technology$26,882$34,236$9,5000.35
Empire College$40,838$41,628$13,2130.32
Bay Area Medical Academy$38,505$52,333$9,1390.24
Charles A Jones Career and Education Center$38,064—$4,7300.12
Cabrillo College$37,279$45,575——
Unitek College$34,873$31,360$8,4090.24
National Median$27,186—$9,5000.35

Other Allied Health and Medical Assisting Services Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Empire College
Santa Rosa
—$40,838$13,213
Bay Area Medical Academy
San Francisco
—$38,505$9,139
Charles A Jones Career and Education Center
Sacramento
—$38,064$4,730
Cabrillo College
Aptos
$1,270$37,279—
Unitek College
South San Francisco
—$34,873$8,409

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Institute for Business and Technology, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 135 graduates with reported earnings and 136 graduates with debt data. Small samples may not be representative.