Median Earnings (1yr)
$15,569
5th percentile (40th in PR)
Median Debt
$10,000
60% below national median
Debt-to-Earnings
0.64
Manageable
Sample Size
23
Limited data

Analysis

The small sample size here demands caution, but these numbers reveal a program caught between Puerto Rico's economic realities and basic financial viability. While first-year earnings of $15,569 fall well below the island's already-modest $16,945 median for biology graduates, the relatively low $10,000 debt load keeps this from becoming an immediate financial trap. That debt-to-earnings ratio of 0.64 is workable, especially when you consider that 81% of students here receive Pell grants—this serves a population with few alternatives.

What's troubling is the gap with Puerto Rico's stronger biology programs. The UPR system produces graduates earning $22,000-$23,000 in their first year, roughly 50% more than what this program delivers. That's not a marginal difference—it's the gap between financial stress and relative stability in Puerto Rico's economy. The 45% earnings growth to year four brings some relief, but graduates still trail their peers who started at better-performing programs.

For families weighing this option, the calculation is straightforward: if your child can access the University of Puerto Rico system, that's clearly the better path. If this program is the only realistic option due to location or admission factors, the manageable debt prevents it from being catastrophic, but parents should understand their child will likely need additional credentials or years of experience to reach earnings that feel sustainable, even by island standards.

Where Inter American University of Puerto Rico-Arecibo Stands

Earnings vs. debt across all biology bachelors's programs nationally

Inter American University of Puerto Rico-AreciboOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Inter American University of Puerto Rico-Arecibo graduates compare to all programs nationally

Inter American University of Puerto Rico-Arecibo graduates earn $16k, placing them in the 5th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Biology bachelors's programs at peer institutions in Puerto Rico (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Inter American University of Puerto Rico-Arecibo$15,569$22,562$10,0000.64
University of Puerto Rico-Humacao$22,686$24,127——
University of Puerto Rico-Bayamon$22,338—$5,5000.25
University of Puerto Rico at Cayey$17,638$36,318$5,5000.31
Pontifical Catholic University of Puerto Rico-Arecibo$17,632$24,269$18,5001.05
Pontifical Catholic University of Puerto Rico-Ponce$17,632$24,269$18,5001.05
National Median$32,316—$25,0000.77

Other Biology Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Puerto Rico-Humacao
Humacao
$5,364$22,686—
University of Puerto Rico-Bayamon
Bayamon
$6,284$22,338$5,500
University of Puerto Rico at Cayey
Cayey
$5,354$17,638$5,500
Pontifical Catholic University of Puerto Rico-Arecibo
Arecibo
$6,238$17,632$18,500
Pontifical Catholic University of Puerto Rico-Ponce
Ponce
$6,340$17,632$18,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-Arecibo, approximately 81% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 23 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.