Analysis
A debt-to-earnings ratio of 0.51 sits in reasonable territory for a biotech degree, though the picture here warrants careful scrutiny. Based on comparable biotechnology bachelor's programs nationally, first-year earnings around $47,000 paired with estimated debt of $24,125 suggests manageable repayment—but there's an unsettling twist in the data. Four years out, median earnings drop to $39,913, roughly $7,000 less than the first-year estimate. This earnings decline is unusual and raises questions about career trajectory or whether graduates are finding work that fully utilizes their biotechnology training.
The estimated debt figure notably exceeds both the Puerto Rico median ($13,779) and sits above the national benchmark ($20,618), which matters in a context where 81% of students receive Pell grants. For families already stretching financially, that additional $10,000+ in borrowing compared to other PR programs is real money. The challenge is that we're working entirely with estimates here—no actual outcome data exists for this specific program's graduates, making it difficult to assess whether this particular school delivers on biotechnology's promise or struggles with placement.
The bottom line: If your child is set on biotech and this is the most accessible option, the numbers aren't alarming—but that backward earnings movement and higher-than-typical Puerto Rico debt should prompt direct questions to the school about graduate outcomes, internship pipelines, and why their data isn't being reported.
Where Inter American University of Puerto Rico-Arecibo Stands
Earnings vs. debt across all biotechnology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Inter American University of Puerto Rico-Arecibo | — | $39,913 | — |
| University of California-Davis | $59,156 | $75,451 | +28% |
| Endicott College | $34,308 | $73,642 | +115% |
| Worcester State University | $70,124 | $71,966 | +3% |
| California State Polytechnic University-Pomona | $60,697 | $70,089 | +15% |
Compare to Similar Programs Nationally
Biotechnology bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,580 | $47,017* | $39,913 | $24,125* | — | |
| $11,286 | $70,124* | $71,966 | $22,056* | 0.31 | |
| $7,439 | $60,697* | $70,089 | $18,500* | 0.30 | |
| $15,247 | $59,156* | $75,451 | $11,985* | 0.20 | |
| $17,239 | $56,509* | — | $26,686* | 0.47 | |
| $6,270 | $52,118* | $61,720 | $16,500* | 0.32 | |
| National Median | — | $47,016* | — | $20,618* | 0.44 |
Career Paths
Occupations commonly associated with biotechnology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Biological Science Teachers, Postsecondary
Biological Scientists, All Other
Bioinformatics Scientists
Molecular and Cellular Biologists
Geneticists
Biologists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-Arecibo, approximately 81% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.