Human Resources Management and Services at Inter American University of Puerto Rico-Arecibo
Bachelor's Degree
arecibo.inter.eduAnalysis
A debt load around $15,000 for a bachelor's degree is unusually low—especially when national HR programs typically saddle graduates with over $26,000. While the earnings figure of $50,361 comes from national peer programs rather than this school's actual outcomes, the debt estimate draws from similar Inter American campuses in Puerto Rico, where HR programs consistently produce lower borrowing than mainland schools. That 0.30 debt-to-earnings ratio suggests manageable repayment if actual salaries land anywhere near the national median.
The real question is whether Puerto Rico's HR job market supports these national earnings projections. With 81% of students receiving Pell grants, most families here are banking on this degree opening doors to stable employment. HR roles in Puerto Rico often pay less than mainland positions, though exact local salary data for this program isn't available. The modest debt provides some cushion if earnings fall short of estimates, but families should investigate actual starting salaries at local employers—banks, manufacturers, government agencies—where HR graduates typically land.
The affordable debt is this program's strongest selling point. Even if first-year earnings come in 20-30% below the national estimate, monthly loan payments would remain manageable. That financial safety net matters when you're working with estimates rather than this school's verified outcomes, particularly in an island economy that doesn't always mirror mainland wage patterns.
Where Inter American University of Puerto Rico-Arecibo Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Compare to Similar Programs Nationally
Human Resources Management and Services bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,580 | $50,361* | — | $15,000* | — | |
| $34,290 | $83,475* | $70,999 | $31,872* | 0.38 | |
| $17,228 | $82,714* | $92,289 | $14,225* | 0.17 | |
| $65,997 | $82,255* | — | $38,832* | 0.47 | |
| $34,595 | $80,566* | — | $29,812* | 0.37 | |
| $25,220 | $77,897* | $68,524 | $32,111* | 0.41 | |
| National Median | — | $50,361* | — | $26,625* | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-Arecibo, approximately 81% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 169 similar programs. Actual outcomes may vary.