Finance and Financial Management Services at Inter American University of Puerto Rico-Bayamon
Bachelor's Degree
bayamon.inter.eduAnalysis
A bachelor's in finance from Inter American University-Bayamón serves a predominantly Pell-eligible student body, but the program's estimated outcomes lag behind what other Puerto Rico finance programs deliver. While peer programs nationally suggest starting earnings around $53,590—making the estimated $25,812 in debt seem manageable at first glance—comparable programs in Puerto Rico typically produce graduates earning $61,729. That $8,000 gap matters significantly when you're starting your career, especially in an economy where finance professionals have demonstrated earning potential.
The debt-to-earnings ratio of 0.48 falls within reasonable bounds, but the opportunity cost is harder to ignore. The University of Puerto Rico-Río Piedras, for instance, produces finance graduates earning that higher Puerto Rico median, suggesting that staying in-state offers better alternatives. For a family where 81% of students qualify for Pell grants, choosing a program that positions graduates at the lower end of the local finance market rather than the middle or top could mean years of constrained financial mobility.
If your child is committed to Inter American-Bayamón for other reasons—location, community, fit—the finance degree won't leave them underwater financially. But given the stronger track record of other Puerto Rico finance programs, particularly UPR-Río Piedras, compare total costs carefully and understand that you may be accepting a steeper climb to competitive earnings in exchange for whatever advantages this campus offers.
Where Inter American University of Puerto Rico-Bayamon Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Puerto Rico
Finance and Financial Management Services bachelors's programs at peer institutions in Puerto Rico (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,580 | $53,590* | — | $25,812* | — | |
| $5,324 | $61,729* | — | —* | — | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-Bayamon, approximately 81% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 431 similar programs. Actual outcomes may vary.