Median Earnings (1yr)
$61,729
79th percentile
60th percentile in Puerto Rico
Est. Median Debt
$22,192
Est. from national median (246 programs)

Analysis

A finance degree from UPR-RΓ­o Piedras produces first-year earnings of $61,729β€”outpacing the national median for the program by over $8,000. While the estimated debt figure of $22,192 comes from national peer institutions rather than this school's specific outcomes, that ratio of 0.36 to first-year earnings would represent a manageable burden if it holds. For context, the typical finance bachelor's nationally carries $23,332 in debt, so this estimate sits slightly below that benchmark.

The earnings advantage here is real and measurable: UPR-RΓ­o Piedras graduates land in the 79th percentile nationally for finance programs, suggesting strong employer demand for these graduates despite the school's regional focus. The fact that 65% of students receive Pell grants means this program is creating genuine economic mobility for low-income students in Puerto Rico, who are entering a field where they can reasonably pay off their debt within the first year or two.

The main uncertainty is whether that $22,192 debt estimate accurately reflects what UPR-RΓ­o Piedras students actually borrow. If the school's low tuition (typical of public universities in Puerto Rico) results in lower debt than the national average suggests, the value proposition strengthens considerably. The strong earnings outcomes are confirmed, but verify the actual cost of attendance before making a final decision.

Where University of Puerto Rico-Rio Piedras Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Puerto Rico-Rio Piedras graduates compare to all programs nationally

Compare to Similar Programs Nationally

Finance and Financial Management Services bachelors's programs at top institutions nationally

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median Debt*Debt/Earnings
University of Puerto Rico-Rio PiedrasSan Juan$5,324$61,729β€”$22,192*β€”
University of PennsylvaniaPhiladelphia$66,104$122,698$206,646$12,865*0.10
Georgetown UniversityWashington$65,081$106,218$126,672$16,877*0.16
Washington University in St LouisSt. Louis$62,982$102,814$152,625$19,250*0.19
University of Notre DameNotre Dame$62,693$99,222$111,893$19,000*0.19
Wake Forest UniversityWinston-Salem$64,758$85,944$113,398$19,500*0.23
National Medianβ€”$53,590β€”$23,332*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico-Rio Piedras, approximately 65% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 15 graduates with debt data. Small samples may not be representative.