Analysis
An accounting associate's degree from Inter American University-Fajardo carries an estimated debt load of $26,291—about $10,000 above the Puerto Rico median for similar programs. With projected first-year earnings around $37,000 based on national peers, graduates would need roughly 71% of their annual income to clear that debt, a manageable but not trivial burden. What complicates this picture is that the national earning estimate may not reflect Puerto Rico's reality: the one comparable program in PR with reported data shows graduates earning just $26,373, nearly $11,000 less than the national figure used here.
This gap matters significantly for debt repayment. If actual outcomes align more closely with other Puerto Rican programs than with mainland schools, the debt-to-earnings picture becomes considerably tighter. The school serves a predominantly Pell-eligible population (83%), which suggests many students are financing most of their education through loans and would feel the pinch of higher-than-typical debt more acutely. Accounting credentials generally provide solid employment prospects, but the value proposition depends heavily on whether graduates can secure positions matching national salary ranges or face the more constrained local market.
Given the uncertainty in these estimates, your best move is examining actual employment outcomes—ask the school directly about graduate placement rates and starting salaries for recent cohorts in Puerto Rico specifically. The debt figure raises yellow flags that warrant concrete answers before committing.
Where Inter American University of Puerto Rico-Fajardo Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Puerto Rico
Accounting associates's programs at peer institutions in Puerto Rico (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,580 | $37,001* | — | $26,291* | — | |
| $8,054 | $26,373* | $25,190 | $16,500* | 0.63 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-Fajardo, approximately 83% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.