Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A bachelor's in biotechnology typically costs around $24,000 in student loans based on comparable programs nationally, with first-year earnings near $47,000—a debt-to-earnings ratio that falls within manageable territory at 0.51. What's concerning here is that these are national estimates in a program context where Puerto Rico's biotech programs typically carry significantly lower debt loads (around $14,000 median). Without actual graduate outcomes from Inter American-Fajardo, it's difficult to know whether this program tracks closer to the island's typical debt picture or the higher national one.
The 83% Pell grant population suggests most students here are working with limited financial cushion, making the difference between $14,000 and $24,000 in debt meaningful. Biotechnology can lead to solid technical careers in pharmaceuticals and research, but entry-level positions in Puerto Rico may not match the $47,000 national benchmark that these estimates assume. If actual earnings skew lower while debt tracks closer to the national estimate, the financial picture deteriorates quickly.
Given the lack of program-specific data, parents should verify actual graduate outcomes directly with the school and compare carefully against Puerto Rico's other biotech programs—particularly the University of Puerto Rico campuses, which may offer more transparent data and potentially stronger industry connections. The fundamentals of biotech training matter, but so does knowing what you're actually paying versus what graduates realistically earn in the local market.
Where Inter American University of Puerto Rico-Fajardo Stands
Earnings vs. debt across all biotechnology bachelors's programs nationally
Compare to Similar Programs Nationally
Biotechnology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,580 | $47,017* | — | $24,125* | — | |
| $11,286 | $70,124* | $71,966 | $22,056* | 0.31 | |
| $7,439 | $60,697* | $70,089 | $18,500* | 0.30 | |
| $15,247 | $59,156* | $75,451 | $11,985* | 0.20 | |
| $17,239 | $56,509* | — | $26,686* | 0.47 | |
| $6,270 | $52,118* | $61,720 | $16,500* | 0.32 | |
| National Median | — | $47,016* | — | $20,618* | 0.44 |
Career Paths
Occupations commonly associated with biotechnology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Biological Science Teachers, Postsecondary
Biological Scientists, All Other
Bioinformatics Scientists
Molecular and Cellular Biologists
Geneticists
Biologists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-Fajardo, approximately 83% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.