Analysis
An estimated debt load of $26,291 substantially exceeds what accounting associate's programs typically charge in Puerto Rico, where the median debt sits at $16,500. Combined with estimated first-year earnings of $37,001—derived from national peers rather than this program's actual outcomes—the 0.71 debt-to-earnings ratio suggests students could be paying more for uncertain returns in a market where other local programs cost considerably less.
The earnings figure presents additional complications. While $37,000 aligns with the national median for accounting associate's programs, it's dramatically higher than Puerto Rico's typical outcomes: NUC University, the only comparable program with reported data, shows graduates earning $26,373. If this program's actual earnings track closer to the Puerto Rico norm than the national estimate suggests, students would face nearly a full year's salary in debt—a precarious starting point for any career.
For families weighing this investment, the core challenge is clear: you're being asked to accept higher-than-typical debt based on earnings projections that may not reflect Puerto Rico's accounting job market. Unless this school can provide concrete evidence that its graduates consistently outperform other local programs by $10,000 or more annually, the estimated numbers suggest better value exists elsewhere in San Juan's competitive landscape of 27 accounting programs.
Where Inter American University of Puerto Rico-Metro Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Puerto Rico
Accounting associates's programs at peer institutions in Puerto Rico (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,580 | $37,001* | — | $26,291* | — | |
| $8,054 | $26,373* | $25,190 | $16,500* | 0.63 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-Metro, approximately 66% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.