Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
An estimated $26,000 in debt for an associate's in accounting presents a challenge when first-year earnings projections sit around $37,000—though that national-based estimate may not reflect Puerto Rico's actual market. The one PR school with published outcomes shows accounting associate's graduates earning just $26,373, nearly $11,000 less than the national median this estimate draws from. If Inter American's graduates follow that pattern, the debt burden becomes considerably heavier in practice.
The program serves a predominantly low-income student body (82% receive Pell grants), which makes the debt load particularly significant. A ratio hovering around 0.71 based on national figures could easily climb to 1.0 or higher if local earnings prove more typical. Other accounting programs in Puerto Rico report median debt around $16,500—substantially less than the estimated $26,000 here, which would matter significantly on entry-level accounting salaries.
Without actual graduate outcomes from this specific program, you're making decisions in the dark about a meaningful financial commitment. The gap between national earnings estimates and PR's reported reality, combined with higher-than-typical debt for the island, suggests caution. Before enrolling, insist on seeing this school's actual placement rates and starting salaries for accounting graduates—if they can't provide them, that's useful information in itself.
Where Inter American University of Puerto Rico-Ponce Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Puerto Rico
Accounting associates's programs at peer institutions in Puerto Rico (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,580 | $37,001* | — | $26,291* | — | |
| $8,054 | $26,373* | $25,190 | $16,500* | 0.63 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-Ponce, approximately 82% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.