Est. Earnings (1yr)Estimated
$37,001
Est. from national median (118 programs)
Est. Median DebtEstimated
$26,291
Est. from national median (16 programs)

Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.

Analysis

An estimated $26,000 in debt for an associate's in accounting presents a challenge when first-year earnings projections sit around $37,000—though that national-based estimate may not reflect Puerto Rico's actual market. The one PR school with published outcomes shows accounting associate's graduates earning just $26,373, nearly $11,000 less than the national median this estimate draws from. If Inter American's graduates follow that pattern, the debt burden becomes considerably heavier in practice.

The program serves a predominantly low-income student body (82% receive Pell grants), which makes the debt load particularly significant. A ratio hovering around 0.71 based on national figures could easily climb to 1.0 or higher if local earnings prove more typical. Other accounting programs in Puerto Rico report median debt around $16,500—substantially less than the estimated $26,000 here, which would matter significantly on entry-level accounting salaries.

Without actual graduate outcomes from this specific program, you're making decisions in the dark about a meaningful financial commitment. The gap between national earnings estimates and PR's reported reality, combined with higher-than-typical debt for the island, suggests caution. Before enrolling, insist on seeing this school's actual placement rates and starting salaries for accounting graduates—if they can't provide them, that's useful information in itself.

Where Inter American University of Puerto Rico-Ponce Stands

Earnings vs. debt across all accounting associates's programs nationally

Compare to Similar Programs in Puerto Rico

Accounting associates's programs at peer institutions in Puerto Rico (27 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Inter American University of Puerto Rico-PonceMercedita$5,580$37,001*$26,291*
NUC UniversityBayamon$8,054$26,373*$25,190$16,500*0.63
National Median$37,000*$19,354*0.52
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-Ponce, approximately 82% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.