Median Earnings (1yr)
$15,765
5th percentile (40th in PR)
Median Debt
$11,000
56% below national median
Debt-to-Earnings
0.70
Manageable
Sample Size
59
Adequate data

Analysis

A $15,765 starting salary looks alarming until you realize this program serves Puerto Rico's economy, where the median biology graduate earns just $16,945. Inter American-San German lands near the middle of the pack statewide (40th percentile), and with relatively modest debt of $11,000—actually below Puerto Rico's median—graduates face a manageable 0.70 debt-to-earnings ratio in their first year. More encouraging is the trajectory: earnings jump 64% to $25,841 by year four, outpacing the typical biology graduate's growth.

The real comparison here isn't to mainland U.S. programs but to Puerto Rico alternatives. The island's top biology programs at UPR-Humacao and Bayamon start graduates around $22,000-$23,000, meaningfully higher than Inter American's outcomes. That $6,000-$7,000 gap in first-year earnings matters when you're already starting well below mainland wages. For families prioritizing the highest-earning biology programs on the island, the UPR system delivers better returns. However, Inter American's combination of lower debt and solid earnings growth means graduates aren't financially underwater—they're just starting from a lower baseline that reflects Puerto Rico's wage structure. If your child has admission to a UPR campus for biology, take it; if not, Inter American won't saddle them with unmanageable debt while they build their career.

Where Inter American University of Puerto Rico-San German Stands

Earnings vs. debt across all biology bachelors's programs nationally

Inter American University of Puerto Rico-San GermanOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Inter American University of Puerto Rico-San German graduates compare to all programs nationally

Inter American University of Puerto Rico-San German graduates earn $16k, placing them in the 5th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Biology bachelors's programs at peer institutions in Puerto Rico (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Inter American University of Puerto Rico-San German$15,765$25,841$11,0000.70
University of Puerto Rico-Humacao$22,686$24,127——
University of Puerto Rico-Bayamon$22,338—$5,5000.25
University of Puerto Rico at Cayey$17,638$36,318$5,5000.31
Pontifical Catholic University of Puerto Rico-Arecibo$17,632$24,269$18,5001.05
Pontifical Catholic University of Puerto Rico-Ponce$17,632$24,269$18,5001.05
National Median$32,316—$25,0000.77

Other Biology Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Puerto Rico-Humacao
Humacao
$5,364$22,686—
University of Puerto Rico-Bayamon
Bayamon
$6,284$22,338$5,500
University of Puerto Rico at Cayey
Cayey
$5,354$17,638$5,500
Pontifical Catholic University of Puerto Rico-Arecibo
Arecibo
$6,238$17,632$18,500
Pontifical Catholic University of Puerto Rico-Ponce
Ponce
$6,340$17,632$18,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-San German, approximately 82% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 59 graduates with reported earnings and 99 graduates with debt data. Small samples may not be representative.