Analysis
A chemistry degree at Inter American University-San German shows a striking pattern: while similar programs nationally suggest first-year earnings around $42,600, chemistry graduates in Puerto Rico typically earn $19,600—less than half that figure. This creates genuine uncertainty about this program's likely outcomes, since the actual graduate data isn't available and we're working from national estimates that may not reflect the island's very different job market.
The estimated $25,000 debt figure comes from looking at what students typically borrow across bachelor's programs at Inter American, though chemistry majors specifically in Puerto Rico usually graduate with around $12,900 in debt. If this program follows the Puerto Rico earnings pattern rather than the national one, graduates would face a debt burden equivalent to more than a full year's salary—a challenging position for starting a career. Even the highest-earning chemistry program in Puerto Rico (UPR-Humacao at $22,700) produces outcomes well below what the national estimates suggest.
For families considering this investment, the key question is whether graduates will find mainland opportunities that pay national rates or island positions that pay local rates. With 82% of Inter American students receiving Pell grants, most families can't afford to guess wrong on this. Before committing, pin down where recent chemistry graduates actually work and what they're earning—don't rely on estimates that may be anchored to an entirely different labor market.
Where Inter American University of Puerto Rico-San German Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Puerto Rico
Chemistry bachelors's programs at peer institutions in Puerto Rico (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,580 | $42,581* | — | $24,994* | — | |
| $5,364 | $22,743* | $43,253 | —* | — | |
| $5,274 | $16,465* | $49,485 | $9,500* | 0.58 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-San German, approximately 82% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.