Est. Earnings (1yr)
$50,361
Est. from national median (169 programs)
Est. Median Debt
$15,000
Est. from PR median (3 programs)

Analysis

A debt-to-earnings ratio of 0.30 would typically signal a manageable financial outcome, but the context here deserves careful attention. Both the earnings figure ($50,361) and debt estimate ($15,000) come from peer programs rather than this specific institution's graduates, so you're working with educated guesses rather than track records. The earnings estimate derives from the national median across all HR bachelor's programs, while the debt figure comes from just three Puerto Rico programs at similar institutions—a thin basis for projection.

The estimated debt sits well above Puerto Rico's median of $8,688 for HR programs, though notably below the national median of $26,625. What matters most is whether those estimated first-year earnings materialize for graduates of this particular program. With 82% of students receiving Pell grants, the student body is heavily dependent on financial aid, making actual job placement outcomes critical. HR roles can vary dramatically in compensation depending on industry sector, employer size, and specific job function—factors that matter enormously in Puerto Rico's distinct labor market.

Without seeing actual graduate outcomes from this program, you're essentially betting on whether Inter American-San German's execution matches what typical HR programs deliver nationally. The math could work if graduates actually earn near $50,000, but if local market conditions yield lower starting salaries, that $15,000 in debt becomes harder to manage. Request placement data directly from the school before committing.

Where Inter American University of Puerto Rico-San German Stands

Earnings vs. debt across all human resources management and services bachelors's programs nationally

Compare to Similar Programs Nationally

Human Resources Management and Services bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Inter American University of Puerto Rico-San GermanSan German$5,580$50,361*$15,000*
Benedictine UniversityLisle$34,290$83,475*$70,999$31,872*0.38
University of Michigan-Ann ArborAnn Arbor$17,228$82,714*$92,289$14,225*0.17
Northwestern UniversityEvanston$65,997$82,255*$38,832*0.47
Walsh UniversityNorth Canton$34,595$80,566*$29,812*0.37
Waldorf UniversityForest City$25,220$77,897*$68,524$32,111*0.41
National Median$50,361*$26,625*0.53
* Estimated from similar programs

Career Paths

Occupations commonly associated with human resources management and services graduates

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Training and Development Managers

Plan, direct, or coordinate the training and development activities and staff of an organization.

$127,090/yrJobs growth:Bachelor's degree

Labor Relations Specialists

Resolve disputes between workers and managers, negotiate collective bargaining agreements, or coordinate grievance procedures to handle employee complaints.

$93,500/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Law Teachers, Postsecondary

Teach courses in law. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Compliance Officers

Examine, evaluate, and investigate eligibility for or conformity with laws and regulations governing contract compliance of licenses and permits, and perform other compliance and enforcement inspection and analysis activities not classified elsewhere.

$78,420/yrJobs growth:Bachelor's degree

Environmental Compliance Inspectors

Inspect and investigate sources of pollution to protect the public and environment and ensure conformance with Federal, State, and local regulations and ordinances.

$78,420/yrJobs growth:Bachelor's degree

Equal Opportunity Representatives and Officers

Monitor and evaluate compliance with equal opportunity laws, guidelines, and policies to ensure that employment practices and contracting arrangements give equal opportunity without regard to race, religion, color, national origin, sex, age, or disability.

$78,420/yrJobs growth:Bachelor's degree

Government Property Inspectors and Investigators

Investigate or inspect government property to ensure compliance with contract agreements and government regulations.

$78,420/yrJobs growth:Bachelor's degree

Coroners

Direct activities such as autopsies, pathological and toxicological analyses, and inquests relating to the investigation of deaths occurring within a legal jurisdiction to determine cause of death or to fix responsibility for accidental, violent, or unexplained deaths.

$78,420/yrJobs growth:Bachelor's degree

Regulatory Affairs Specialists

Coordinate and document internal regulatory processes, such as internal audits, inspections, license renewals, or registrations. May compile and prepare materials for submission to regulatory agencies.

$78,420/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-San German, approximately 82% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 169 similar programs. Actual outcomes may vary.