Mental and Social Health Services and Allied Professions at InterCoast Colleges-Rancho Cordova
Undergraduate Certificate or Diploma
Analysis
InterCoast Colleges-Rancho Cordova graduates earn roughly $8,000 less annually than the typical California program in this field, placing them in the bottom quarter of state options. While first-year earnings of $38,000 edge above the national average and keep debt manageable at 38% of income, this program sits well below California's median of $45,724—a meaningful gap in a state where living costs demand higher wages. With 59 programs across California, you're essentially paying similar debt for bottom-tier state outcomes.
The downward earnings trajectory compounds the concern: graduates see income drop 8% by year four rather than grow. This isn't typical career progression for mental health services roles, which usually build earning power through experience and licensure. That decline suggests graduates may struggle to advance or secure stable positions in California's competitive market, where top-performing programs like those at Coalinga and Mt San Antonio see graduates earning $60,000-$70,000.
For half the cost of a four-year degree, this certificate moves you into the field quickly. But if your child plans to stay in California, stronger state alternatives exist at similar debt levels. The combination of below-state-average starting pay and declining earnings makes this a risky investment unless geographic flexibility or specific career connections offset the weaker outcomes.
Where InterCoast Colleges-Rancho Cordova Stands
Earnings vs. debt across all mental and social health services and allied professions certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How InterCoast Colleges-Rancho Cordova graduates compare to all programs nationally
InterCoast Colleges-Rancho Cordova graduates earn $38k, placing them in the 62th percentile of all mental and social health services and allied professions certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Mental and Social Health Services and Allied Professions certificate's programs at peer institutions in California (59 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| InterCoast Colleges-Rancho Cordova | $37,997 | $35,063 | $14,267 | 0.38 |
| Coalinga College | $71,517 | $68,588 | $11,750 | 0.16 |
| Lemoore College | $69,125 | — | $13,080 | 0.19 |
| Mt San Antonio College | $59,278 | $51,259 | $10,000 | 0.17 |
| Gurnick Academy of Medical Arts | $53,451 | — | $16,850 | 0.32 |
| InterCoast Colleges-West Covina | $37,997 | $35,063 | $14,267 | 0.38 |
| National Median | $32,312 | — | $14,519 | 0.45 |
Other Mental and Social Health Services and Allied Professions Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Coalinga College Coalinga | $1,384 | $71,517 | $11,750 |
| Lemoore College Lemoore | $1,384 | $69,125 | $13,080 |
| Mt San Antonio College Walnut | $1,364 | $59,278 | $10,000 |
| Gurnick Academy of Medical Arts San Jose | — | $53,451 | $16,850 |
| InterCoast Colleges-West Covina West Covina | — | $37,997 | $14,267 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At InterCoast Colleges-Rancho Cordova, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.