Finance and Financial Management Services (Bachelor's Degree) at Iowa State University

Median Earnings (1yr)

$56,974

63rd percentile

60th percentile in Iowa

Median Debt

$21,750

7% below national median

Analysis

Iowa State's finance program produces graduates who earn more than both state and national medians, while carrying notably less debt than typical finance majors. With first-year earnings of $56,974—beating Iowa's median by over $4,000—graduates start ahead of most in-state alternatives, ranking in the 60th percentile among Iowa's dozen finance programs. The debt picture is even more favorable: at $21,750, Iowa State graduates carry about $3,000 less than the state average and nearly $1,600 below the national median, translating to a manageable 0.38 debt-to-earnings ratio.

The earnings trajectory shows steady professional growth, with 14% gains by year four reaching $64,793. While this places Iowa State behind private options like Drake or Iowa, you're looking at a roughly $5,000 earnings gap against significantly lower debt loads—Drake's finance graduates, for instance, likely carry higher private school debt. The combination of Iowa State's 89% admission rate and solid outcomes suggests accessibility paired with real career preparation rather than hyper-selective gatekeeping.

For in-state students especially, this represents strong value: competitive starting salaries, below-average debt, and reliable earnings growth. The program delivers what finance degrees should—entry into a well-compensated field without excessive financial burden to get there.

Where Iowa State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How Iowa State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School	1 Year	4 Years	Growth
Iowa State University	$56,974	$64,793	+14%
Drake University	$62,049	$81,311	+31%
University of Iowa	$59,965	$76,298	+27%
Buena Vista University	$52,226	$65,642	+26%
Loras College	$59,434	$63,016	+6%

Compare to Similar Programs in Iowa

Finance and Financial Management Services bachelors's programs at peer institutions in Iowa (12 total in state)

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School	In-State Tuition	Earnings (1yr)	Earnings (4yr)	Median Debt	Debt/Earnings
Iowa State UniversityAmes	$10,497	$56,974	$64,793	$21,750	0.38
Drake UniversityDes Moines	$49,944	$62,049	$81,311	$25,000	0.40
University of IowaIowa City	$10,964	$59,965	$76,298	$23,165	0.39
Loras CollegeDubuque	$38,298	$59,434	$63,016	$24,077	0.41
Saint Ambrose UniversityDavenport	$35,598	$56,275	$61,730	—	—
University of Northern IowaCedar Falls	$9,728	$52,759	$62,693	$20,750	0.39
National Median	—	$53,590	—	$23,332	0.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Iowa State University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 239 graduates with reported earnings and 289 graduates with debt data. Small samples may not be representative.