Median Earnings (1yr)
$52,759
45th percentile
60th percentile in Iowa
Median Debt
$20,750
11% below national median

Analysis

At $20,750 in median debt, University of Northern Iowa's finance program costs about $8,000 less than the national median while delivering competitive earnings. The first-year salary of $52,759 sits right at Iowa's median for finance programs, meaning graduates achieve middle-of-the-pack outcomes while taking on significantly less debt than peers at other Iowa schools. That debt-to-earnings ratio of 0.39 is notably better than most finance programs nationally, translating to manageable monthly payments that won't strain early-career budgets.

The program's position within Iowa is telling: it ranks in the 60th percentile for earnings despite the state having several strong alternatives. While Drake ($62,049) and University of Iowa ($59,965) graduates earn more initially, they're also likely facing substantially higher debt loadsโ€”a tradeoff worth examining closely. Northern Iowa's 19% earnings growth to $62,693 by year four shows solid progression, narrowing the gap with these pricier options.

For families prioritizing financial stability over prestige, this program delivers what matters: finance graduates who can cover their loans comfortably and build wealth. The combination of low debt and steady earnings growth makes this a practical path into banking, corporate finance, or financial planning without the financial stress that burdens graduates from more expensive programs.

Where University of Northern Iowa Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Northern Iowa graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Northern Iowa$52,759$62,693+19%
Drake University$62,049$81,311+31%
University of Iowa$59,965$76,298+27%
Buena Vista University$52,226$65,642+26%
Iowa State University$56,974$64,793+14%

Compare to Similar Programs in Iowa

Finance and Financial Management Services bachelors's programs at peer institutions in Iowa (12 total in state)

Scroll to see more โ†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern IowaCedar Falls$9,728$52,759$62,693$20,7500.39
Drake UniversityDes Moines$49,944$62,049$81,311$25,0000.40
University of IowaIowa City$10,964$59,965$76,298$23,1650.39
Loras CollegeDubuque$38,298$59,434$63,016$24,0770.41
Iowa State UniversityAmes$10,497$56,974$64,793$21,7500.38
Saint Ambrose UniversityDavenport$35,598$56,275$61,730โ€”โ€”
National Medianโ€”$53,590โ€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 146 graduates with reported earnings and 132 graduates with debt data. Small samples may not be representative.