Median Earnings (1yr)
$52,759
45th percentile (60th in IA)
Median Debt
$20,750
11% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
146
Adequate data

Analysis

At $20,750 in median debt, University of Northern Iowa's finance program costs about $8,000 less than the national median while delivering competitive earnings. The first-year salary of $52,759 sits right at Iowa's median for finance programs, meaning graduates achieve middle-of-the-pack outcomes while taking on significantly less debt than peers at other Iowa schools. That debt-to-earnings ratio of 0.39 is notably better than most finance programs nationally, translating to manageable monthly payments that won't strain early-career budgets.

The program's position within Iowa is telling: it ranks in the 60th percentile for earnings despite the state having several strong alternatives. While Drake ($62,049) and University of Iowa ($59,965) graduates earn more initially, they're also likely facing substantially higher debt loads—a tradeoff worth examining closely. Northern Iowa's 19% earnings growth to $62,693 by year four shows solid progression, narrowing the gap with these pricier options.

For families prioritizing financial stability over prestige, this program delivers what matters: finance graduates who can cover their loans comfortably and build wealth. The combination of low debt and steady earnings growth makes this a practical path into banking, corporate finance, or financial planning without the financial stress that burdens graduates from more expensive programs.

Where University of Northern Iowa Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of Northern IowaOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Iowa graduates compare to all programs nationally

University of Northern Iowa graduates earn $53k, placing them in the 45th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Finance and Financial Management Services bachelors's programs at peer institutions in Iowa (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Iowa$52,759$62,693$20,7500.39
Drake University$62,049$81,311$25,0000.40
University of Iowa$59,965$76,298$23,1650.39
Loras College$59,434$63,016$24,0770.41
Iowa State University$56,974$64,793$21,7500.38
Saint Ambrose University$56,275$61,730
National Median$53,590$23,3320.44

Other Finance and Financial Management Services Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
Drake University
Des Moines
$49,944$62,049$25,000
University of Iowa
Iowa City
$10,964$59,965$23,165
Loras College
Dubuque
$38,298$59,434$24,077
Iowa State University
Ames
$10,497$56,974$21,750
Saint Ambrose University
Davenport
$35,598$56,275

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 146 graduates with reported earnings and 132 graduates with debt data. Small samples may not be representative.