Human Development, Family Studies, at Iowa State University

Iowa State's Human Development and Family Studies program outperforms 76% of similar programs nationally—a solid outcome for a field where many graduates struggle financially. Starting at $36,364 and climbing to $41,105 by year four represents meaningful earnings growth, and the debt level of $24,958 translates to manageable monthly payments relative to these salaries.

What's particularly encouraging here is the stability of the debt-to-earnings picture. At 0.69, graduates are borrowing less than they'll earn in their first year, which typically signals sustainable repayment. The program also edges out University of Northern Iowa, Iowa State's main in-state competitor, by nearly $4,000 in starting salary. While the 60th percentile ranking among Iowa programs might sound middling, keep in mind there are only two schools in the state offering this degree—you're essentially comparing the top two options.

The 13% earnings bump from year one to year four suggests graduates are gaining traction in their careers rather than plateauing immediately. For a student genuinely interested in child development, family services, or related fields, this program delivers competitive preparation without burying them in debt. Just understand you're preparing for helping professions, not six-figure salaries—but the numbers here work.