Analysis
A 0.49 debt-to-earnings ratio positions this program in reasonable territory for a STEM bachelor's degree, though both figures come from national benchmarks rather than Jackson State's specific outcomes. Physics graduates from comparable programs nationally earn a median of $47,670 in their first year, with debt loads around $23,400—numbers that suggest the degree can be manageable if post-graduation plans align with the field's opportunities.
The challenge with physics at the bachelor's level is that many graduates pursue additional education or pivot into adjacent fields like engineering, data science, or teaching. First-year earnings often don't capture physicists' full trajectory, and the relatively open admission profile here (91% acceptance, significant Pell population) may mean students enter with varied preparation levels for a demanding major. If your child plans to stop at a bachelor's and work immediately, research what physics graduates from Jackson State actually do—industry roles, graduate school placement, or career pivots will tell you more than estimated starting salaries.
The practical question is whether your child has clear next steps. Physics opens doors, but often requires graduate work or strategic positioning toward applied roles. If they're committed to the field and Jackson State offers the research opportunities or faculty connections to support that path, the debt load is reasonable. If they're uncertain about physics specifically, explore whether related programs might offer clearer employment outcomes at the bachelor's level.
Where Jackson State University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,090 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Jackson State University, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.