Median Earnings (1yr)
$67,849
95th percentile
60th percentile in Virginia
Median Debt
$20,500
12% below national median

Analysis

JMU's finance program punches well above its weight. With first-year earnings of $67,849—beating 95% of finance programs nationally—graduates enter careers with substantially better prospects than the typical $53,590 national starting point. That's a $14,000 difference right out of the gate, and the gap widens to nearly $41,000 by year four. The debt load of $20,500 is also below the national median, creating a debt-to-earnings ratio of just 0.30 that most finance programs would envy.

Within Virginia, the picture is more competitive but still favorable. JMU sits just below Virginia Tech's $66,601 median but well ahead of programs at Radford and Old Dominion. While it ranks in the 60th percentile statewide, that's largely because Virginia's finance landscape is strong overall—the state median of $62,989 already exceeds the national 75th percentile. JMU's outcomes place it firmly in the upper tier of accessible state options, especially given its 76% admission rate.

The 39% earnings growth from year one to year four suggests graduates are advancing into more senior roles rather than plateauing early. Combined with manageable debt and strong early earnings, this program offers exactly what anxious parents hope for: a clear path to financial independence without burdensome loans. At this price point and with these outcomes, it's a smart bet.

Where James Madison University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How James Madison University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
James Madison University$67,849$94,451+39%
Virginia Polytechnic Institute and State University$66,601$85,837+29%
George Mason University$62,989$83,906+33%
Radford University$48,446$78,478+62%
Old Dominion University$48,125$58,030+21%

Compare to Similar Programs in Virginia

Finance and Financial Management Services bachelors's programs at peer institutions in Virginia (9 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
James Madison UniversityHarrisonburg$13,576$67,849$94,451$20,5000.30
Virginia Polytechnic Institute and State UniversityBlacksburg$15,478$66,601$85,837$22,5000.34
George Mason UniversityFairfax$13,815$62,989$83,906$21,5000.34
Radford UniversityRadford$12,286$48,446$78,478$25,0000.52
Old Dominion UniversityNorfolk$12,262$48,125$58,030$25,0000.52
National Median$53,590$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At James Madison University, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 134 graduates with reported earnings and 128 graduates with debt data. Small samples may not be representative.