Median Earnings (1yr)
$67,849
95th percentile (60th in VA)
Median Debt
$20,500
12% below national median
Debt-to-Earnings
0.30
Manageable
Sample Size
134
Adequate data

Analysis

JMU's finance program punches well above its weight. With first-year earnings of $67,849—beating 95% of finance programs nationally—graduates enter careers with substantially better prospects than the typical $53,590 national starting point. That's a $14,000 difference right out of the gate, and the gap widens to nearly $41,000 by year four. The debt load of $20,500 is also below the national median, creating a debt-to-earnings ratio of just 0.30 that most finance programs would envy.

Within Virginia, the picture is more competitive but still favorable. JMU sits just below Virginia Tech's $66,601 median but well ahead of programs at Radford and Old Dominion. While it ranks in the 60th percentile statewide, that's largely because Virginia's finance landscape is strong overall—the state median of $62,989 already exceeds the national 75th percentile. JMU's outcomes place it firmly in the upper tier of accessible state options, especially given its 76% admission rate.

The 39% earnings growth from year one to year four suggests graduates are advancing into more senior roles rather than plateauing early. Combined with manageable debt and strong early earnings, this program offers exactly what anxious parents hope for: a clear path to financial independence without burdensome loans. At this price point and with these outcomes, it's a smart bet.

Where James Madison University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

James Madison UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How James Madison University graduates compare to all programs nationally

James Madison University graduates earn $68k, placing them in the 95th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Finance and Financial Management Services bachelors's programs at peer institutions in Virginia (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
James Madison University$67,849$94,451$20,5000.30
Virginia Polytechnic Institute and State University$66,601$85,837$22,5000.34
George Mason University$62,989$83,906$21,5000.34
Radford University$48,446$78,478$25,0000.52
Old Dominion University$48,125$58,030$25,0000.52
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Virginia Polytechnic Institute and State University
Blacksburg
$15,478$66,601$22,500
George Mason University
Fairfax
$13,815$62,989$21,500
Radford University
Radford
$12,286$48,446$25,000
Old Dominion University
Norfolk
$12,262$48,125$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At James Madison University, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 134 graduates with reported earnings and 128 graduates with debt data. Small samples may not be representative.