Median Earnings (1yr)
$48,446
23rd percentile (25th in VA)
Median Debt
$25,000
7% above national median
Debt-to-Earnings
0.52
Manageable
Sample Size
61
Adequate data

Analysis

Radford's finance graduates start behind their Virginia peers but experience something unusual: a 62% earnings jump that transforms their initial $48,446 into $78,478 by year four. That fourth-year figure actually surpasses the state's first-year median of $62,989, suggesting these graduates hit their stride mid-career rather than immediately after graduation.

The catch is that first year. Starting salaries land in just the 25th percentile among Virginia finance programs—significantly trailing James Madison ($67,849) and Virginia Tech ($66,601) right out of the gate. For students who need strong initial earnings to manage debt or support themselves, this creates real financial pressure during those early years. The $25,000 debt load is manageable relative to that first paycheck (0.52 ratio), but families should plan for a lean start.

This pattern fits Radford's open-access mission (91% admission rate, many Pell recipients), likely preparing students who enter less competitive roles initially but develop valuable skills over time. If your student is patient and willing to grind through lower starting pay, the trajectory here is genuinely promising. But if they need a strong launch—whether for debt repayment, graduate school plans, or family support—Virginia's flagship programs offer more immediate returns.

Where Radford University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Radford UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Radford University graduates compare to all programs nationally

Radford University graduates earn $48k, placing them in the 23th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Finance and Financial Management Services bachelors's programs at peer institutions in Virginia (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Radford University$48,446$78,478$25,0000.52
James Madison University$67,849$94,451$20,5000.30
Virginia Polytechnic Institute and State University$66,601$85,837$22,5000.34
George Mason University$62,989$83,906$21,5000.34
Old Dominion University$48,125$58,030$25,0000.52
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
James Madison University
Harrisonburg
$13,576$67,849$20,500
Virginia Polytechnic Institute and State University
Blacksburg
$15,478$66,601$22,500
George Mason University
Fairfax
$13,815$62,989$21,500
Old Dominion University
Norfolk
$12,262$48,125$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Radford University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.