Finance and Financial Management Services at Radford University
Bachelor's Degree
Analysis
Radford's finance graduates start behind their Virginia peers but experience something unusual: a 62% earnings jump that transforms their initial $48,446 into $78,478 by year four. That fourth-year figure actually surpasses the state's first-year median of $62,989, suggesting these graduates hit their stride mid-career rather than immediately after graduation.
The catch is that first year. Starting salaries land in just the 25th percentile among Virginia finance programs—significantly trailing James Madison ($67,849) and Virginia Tech ($66,601) right out of the gate. For students who need strong initial earnings to manage debt or support themselves, this creates real financial pressure during those early years. The $25,000 debt load is manageable relative to that first paycheck (0.52 ratio), but families should plan for a lean start.
This pattern fits Radford's open-access mission (91% admission rate, many Pell recipients), likely preparing students who enter less competitive roles initially but develop valuable skills over time. If your student is patient and willing to grind through lower starting pay, the trajectory here is genuinely promising. But if they need a strong launch—whether for debt repayment, graduate school plans, or family support—Virginia's flagship programs offer more immediate returns.
Where Radford University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Radford University graduates compare to all programs nationally
Radford University graduates earn $48k, placing them in the 23th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Virginia
Finance and Financial Management Services bachelors's programs at peer institutions in Virginia (9 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Radford University | $48,446 | $78,478 | $25,000 | 0.52 |
| James Madison University | $67,849 | $94,451 | $20,500 | 0.30 |
| Virginia Polytechnic Institute and State University | $66,601 | $85,837 | $22,500 | 0.34 |
| George Mason University | $62,989 | $83,906 | $21,500 | 0.34 |
| Old Dominion University | $48,125 | $58,030 | $25,000 | 0.52 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Virginia
Compare tuition, earnings, and debt across Virginia schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| James Madison University Harrisonburg | $13,576 | $67,849 | $20,500 |
| Virginia Polytechnic Institute and State University Blacksburg | $15,478 | $66,601 | $22,500 |
| George Mason University Fairfax | $13,815 | $62,989 | $21,500 |
| Old Dominion University Norfolk | $12,262 | $48,125 | $25,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Radford University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 61 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.