Median Earnings (1yr)
$31,734
52nd percentile (40th in VA)
Median Debt
$23,000
10% below national median
Debt-to-Earnings
0.72
Manageable
Sample Size
178
Adequate data

Analysis

JMU's Psychology program shows a trajectory that should matter more to parents than the modest starting salary suggests. While graduates earn slightly below Virginia's median in their first year ($31,734 vs. $32,142 statewide), earnings jump 60% by year four to reach $50,895—substantially outpacing most in-state alternatives. This acceleration is particularly notable given the program's affordable $23,000 debt load, which sits below both state and national medians.

The initial earnings gap compared to top Virginia programs like VMI or William & Mary closes considerably over time, though JMU graduates never quite catch up. Still, the debt-to-earnings picture looks more sensible than the state ranking (40th percentile) might suggest. A graduate earning $31,734 with $23,000 in debt faces far more manageable payments than someone starting at $36,000 but carrying $35,000+ in loans—a common scenario at pricier Virginia schools.

For families focused on return-on-investment rather than prestige, this represents solid value. Your child would graduate with below-average debt and earnings that grow substantially as they gain experience. The program won't deliver the immediate post-graduation salary of Virginia's elite institutions, but the four-year trajectory combined with moderate debt creates a workable financial foundation for psychology graduates who typically need graduate school or years of experience before hitting their stride professionally.

Where James Madison University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

James Madison UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How James Madison University graduates compare to all programs nationally

James Madison University graduates earn $32k, placing them in the 52th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Psychology bachelors's programs at peer institutions in Virginia (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
James Madison University$31,734$50,895$23,0000.72
Virginia Military Institute$44,163$60,540$19,2500.44
William & Mary$36,818$51,232$19,3790.53
George Mason University$36,326$48,517$21,0000.58
University of Richmond$36,309$51,312$25,5000.70
University of Virginia-Main Campus$36,121$60,347$19,5000.54
National Median$31,482—$25,5000.81

Other Psychology Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Virginia Military Institute
Lexington
$20,484$44,163$19,250
William & Mary
Williamsburg
$25,040$36,818$19,379
George Mason University
Fairfax
$13,815$36,326$21,000
University of Richmond
University of Richmond
$62,600$36,309$25,500
University of Virginia-Main Campus
Charlottesville
$20,986$36,121$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At James Madison University, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 178 graduates with reported earnings and 262 graduates with debt data. Small samples may not be representative.