Analysis
A debt load near $25,000 against first-year earnings around $42,000 suggests a manageable financial start for chemistry graduates—peer programs across Texas typically produce similar outcomes, with bachelor's-level chemists earning in the low-$40,000 range their first year. That debt-to-earnings ratio of 0.6 means graduates would owe roughly seven months of their annual salary, a figure that's workable with disciplined budgeting. For a school serving a majority Pell-eligible population, these estimated outcomes indicate the program delivers access to a STEM credential without crushing debt.
The challenge surfaces when comparing to Texas's flagship programs. Universities like Houston, Texas A&M, and UT Dallas place chemistry graduates at starting salaries $6,000 to $9,000 higher based on their reported data. That gap compounds over time—not just in earnings but in career trajectory and opportunities for graduate school or industry advancement. Chemistry is competitive, and where you earn your degree affects which labs recruit on campus and which professional networks you access.
For families weighing this investment, the question centers on fit and alternatives. If your student needs the supportive environment and access that Jarvis Christian provides, these estimated outcomes suggest they won't be buried in debt. But if they have options at larger research universities in Texas, those institutions offer measurably stronger initial earnings based on actual graduate data—a meaningful advantage in launching a chemistry career.
Where Jarvis Christian University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Texas
Chemistry bachelors's programs at peer institutions in Texas (63 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,720 | $41,799* | — | $24,994* | — | |
| $9,711 | $50,717* | $66,725 | $12,000* | 0.24 | |
| $13,099 | $49,462* | $66,584 | $19,500* | 0.39 | |
| $14,564 | $48,783* | — | $20,747* | 0.43 | |
| $9,228 | $43,940* | $51,532 | $28,775* | 0.65 | |
| $11,678 | $43,383* | $58,652 | $18,500* | 0.43 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Jarvis Christian University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in TX. Actual outcomes may vary.