Analysis
A debt-to-earnings ratio of 0.44 suggests manageable risk for mathematics graduates at Jarvis Christian, though the full picture here requires reading between the lines. Based on comparable programs in Texas—where this program's estimated first-year earnings of $49,708 align exactly with the state median—a bachelor's in mathematics appears financially viable. The estimated $21,750 in debt sits just above both state and national medians, meaning graduates would need less than half their first-year salary to handle their student loans.
What's harder to assess is opportunity cost. The state's top programs produce dramatically different outcomes: Southern Methodist graduates earn 50% more their first year, and even mid-tier options like University of North Texas show $3,400 higher starting salaries. For students specifically drawn to Jarvis Christian's environment—its small size, mission, or community—the comparable-to-typical earnings make this a reasonable choice. But purely on mathematics career preparation, peer programs suggest stronger financial returns elsewhere.
The key question is whether Jarvis Christian offers something beyond what these estimates capture—perhaps stronger student support, given that 52% of students receive Pell grants, or particular graduate school pathways. Without actual graduate outcomes from this specific program, you're betting that this school's mathematics instruction and placement support match the Texas average rather than fall below it.
Where Jarvis Christian University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Texas
Mathematics bachelors's programs at peer institutions in Texas (70 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,720 | $49,708* | — | $21,750* | — | |
| $64,460 | $74,516* | $79,735 | $21,000* | 0.28 | |
| $11,678 | $60,011* | $75,618 | $20,500* | 0.34 | |
| $14,564 | $58,238* | — | $19,745* | 0.34 | |
| $9,711 | $54,710* | $57,873 | $20,100* | 0.37 | |
| $11,164 | $53,133* | $54,367 | $23,689* | 0.45 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Jarvis Christian University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in TX. Actual outcomes may vary.