Median Earnings (1yr)
$53,133
68th percentile (60th in TX)
Median Debt
$23,689
10% above national median
Debt-to-Earnings
0.45
Manageable
Sample Size
62
Adequate data

Analysis

Mathematics graduates from University of North Texas earn $53,133 in their first year—solidly above both the national median ($48,772) and Texas median ($49,708) for math degrees. This places the program in the 60th percentile statewide, performing comparably to University of Houston while staying below UT Austin and UT Dallas. The debt load of $23,689 is reasonable, translating to a debt-to-earnings ratio of 0.45 that most graduates can manage comfortably.

The main limitation is earnings growth: salaries inch up just 2% over four years to $54,367. For a math degree—which typically opens doors to actuarial work, data analysis, and other quantitative careers with advancement potential—this plateau is unusual. It might suggest graduates are finding initial employment but not moving into more senior analytical roles, or that many are teaching rather than pursuing higher-paying corporate positions. However, the moderate sample size means a few career switchers or graduate school attendees could be skewing the four-year number.

For families seeking an affordable math degree that delivers immediate results, UNT offers solid value. The initial salary easily justifies the modest debt, and with 72% of applicants admitted, it's accessible to students with a range of academic profiles. Just recognize that if your child aims for high-paying quantitative careers in finance or tech, they'll need to be proactive about internships and networking—the degree provides a foundation, but career trajectory will depend heavily on what they build from it.

Where University of North Texas Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of North TexasOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Texas graduates compare to all programs nationally

University of North Texas graduates earn $53k, placing them in the 68th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Mathematics bachelors's programs at peer institutions in Texas (70 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Texas$53,133$54,367$23,6890.45
Southern Methodist University$74,516$79,735$21,0000.28
The University of Texas at Austin$60,011$75,618$20,5000.34
The University of Texas at Dallas$58,238—$19,7450.34
University of Houston$54,710$57,873$20,1000.37
Stephen F Austin State University$52,774$53,563——
National Median$48,772—$21,5000.44

Other Mathematics Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$74,516$21,000
The University of Texas at Austin
Austin
$11,678$60,011$20,500
The University of Texas at Dallas
Richardson
$14,564$58,238$19,745
University of Houston
Houston
$9,711$54,710$20,100
Stephen F Austin State University
Nacogdoches
$10,600$52,774—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 62 graduates with reported earnings and 70 graduates with debt data. Small samples may not be representative.