Mathematics at Stephen F Austin State University

Texas math graduates from comparable programs typically carry around $19,333 in debt—a manageable figure that translates to a debt-to-earnings ratio of 0.37. What makes this estimate particularly relevant is that Stephen F Austin's first-year outcomes of $52,774 already exceed both state and national benchmarks, landing in the 67th percentile nationally and 60th in Texas. That's solid positioning for an accessible university with an 88% admission rate serving a significant Pell-eligible population.

The concern lies in what happens next: earnings barely move over four years, growing just 2% to $53,563. Similar programs in Texas suggest this flat trajectory may reflect regional opportunities rather than preparation issues, but it means graduates should expect their starting salary to remain largely static through their mid-twenties. That's different from many bachelor's programs where earnings accelerate as graduates gain experience or move into specialized roles.

For parents weighing value, the debt picture based on peer programs looks reasonable, and first-year earnings put graduates ahead of typical math majors nationally. The question is whether your child has a clear plan—teaching certification, actuarial exams, data analytics skills—to push beyond that $53K plateau. Without additional credentials or strategic positioning, this degree appears to deliver stable but largely stagnant early-career earnings.