Median Earnings (1yr)
$23,245
22nd percentile (40th in NY)
Median Debt
$12,000
10% above national median
Debt-to-Earnings
0.52
Manageable
Sample Size
106
Adequate data

Analysis

Jefferson Community College's associate degree in liberal arts starts at just $23,245—well below both the national median ($27,248) and even New York's state median ($23,613)—but graduates experience dramatic income growth. Within four years, earnings jump 55% to $36,111, moving graduates from the bottom quarter nationally to solidly middle-income territory. This trajectory is exactly what you'd hope to see from a general studies degree: it's positioning students for advancement rather than leaving them stuck at entry wages. The modest $12,000 debt load, representing only six months of first-year earnings, makes the early struggle more manageable.

Within New York, this program sits right at the median—40th percentile—so it's typical for the state, not an outlier. That's important context since some SUNY community colleges like Hudson Valley ($28,464 starting) place students in higher-paying initial jobs. The top programs like Maria College ($60,857) serve specialized niches that aren't comparable. For parents, the real question is whether your child has a clear plan to leverage this degree—whether transferring to a four-year school or moving into specific careers where the credentials open doors.

The value here depends entirely on what comes next. This is a platform degree that becomes worthwhile when graduates actively build on it, evidenced by that strong four-year growth. Without that intentional next step, the below-average starting salary could persist.

Where Jefferson Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Jefferson Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Jefferson Community College graduates compare to all programs nationally

Jefferson Community College graduates earn $23k, placing them in the 22th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New York (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Jefferson Community College$23,245$36,111$12,0000.52
Maria College of Albany$60,857$38,220——
Excelsior University$50,464—$9,1960.18
Touro University$30,786$37,814$10,5000.34
SUNY Westchester Community College$30,417—$8,7640.29
Hudson Valley Community College$28,464$34,341$10,0460.35
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Maria College of Albany
Albany
$17,680$60,857—
Excelsior University
Albany
—$50,464$9,196
Touro University
New York
$21,810$30,786$10,500
SUNY Westchester Community College
Valhalla
$5,696$30,417$8,764
Hudson Valley Community College
Troy
$6,694$28,464$10,046

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Jefferson Community College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 106 graduates with reported earnings and 200 graduates with debt data. Small samples may not be representative.