Analysis
An associate's in accounting from Jefferson State projects a debt-to-earnings ratio of 0.43, meaning you'd owe roughly 43 cents for every dollar earned that first year. Based on comparable accounting programs nationwide, graduates typically start around $37,000 annually while carrying about $16,000 in debt—slightly below the national median debt of $19,354 for this credential. That's manageable if the degree opens doors to steady employment in Birmingham's accounting sector, but the outcome depends heavily on landing a position that uses the credential.
The challenge with community college accounting programs is that they often position graduates for bookkeeping or accounting clerk roles rather than the higher-paying positions that typically require a bachelor's degree. Similar programs suggest first-year earnings stay close to that $37,000 mark, which makes the debt serviceable but doesn't leave much cushion. Alabama has nine schools offering this associate's, and without reported outcomes from any of them, it's hard to gauge how Jefferson State's connections to local employers compare.
For parents weighing this investment, the numbers suggest a practical path if your child plans to work while pursuing a bachelor's later, or if they're certain about entering accounting support roles. The debt load won't be crushing, but verify what kinds of positions Jefferson State graduates actually secure—that matters more than the estimates can tell you.
Where Jefferson State Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,040 | $37,001* | — | $15,979* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Jefferson State Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.