Median Earnings (1yr)
$39,917
24th percentile (40th in NC)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.68
Manageable
Sample Size
333
Adequate data

Analysis

Johnson & Wales University-Charlotte's business program falls well below both national and North Carolina standards, with first-year earnings of $39,917 compared to the national median of $45,703 and North Carolina's $43,375. While the program ranks at the 40th percentile within North Carolina, it only reaches the 24th percentile nationally, placing it in the bottom quarter of similar programs across the country. The gap is particularly striking when compared to top North Carolina schools like UNC Chapel Hill ($85,618) or NC State ($56,877).

The financial picture offers some reassurance with manageable debt levels. At $27,000, student debt aligns closely with both national and state medians, creating a reasonable debt-to-earnings ratio of 0.68. The 21% earnings growth over four years shows positive momentum, though graduates still trail their peers significantly even after this increase.

For parents weighing this investment, the numbers suggest you're paying for a below-average outcome in a competitive field. While the debt burden won't be crushing, your child will likely start their career at a financial disadvantage compared to graduates from stronger North Carolina business programs. Consider whether the school's specific offerings or location advantages justify accepting lower earning potential, or explore alternatives like NC State that deliver substantially better returns on investment.

Where Johnson & Wales University-Charlotte Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Johnson & Wales University-CharlotteOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Johnson & Wales University-Charlotte graduates compare to all programs nationally

Johnson & Wales University-Charlotte graduates earn $40k, placing them in the 24th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Business Administration, Management and Operations bachelors's programs at peer institutions in North Carolina (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Johnson & Wales University-Charlotte$39,917$48,362$27,0000.68
University of North Carolina at Chapel Hill$85,618$105,246$14,3390.17
North Carolina State University at Raleigh$56,877$69,742$20,0000.35
Queens University of Charlotte$54,032$64,491$23,2500.43
Meredith College$48,955$52,241$23,5000.48
University of Mount Olive$48,751$50,645$35,5000.73
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$85,618$14,339
North Carolina State University at Raleigh
Raleigh
$8,895$56,877$20,000
Queens University of Charlotte
Charlotte
$43,285$54,032$23,250
Meredith College
Raleigh
$43,936$48,955$23,500
University of Mount Olive
Mount Olive
$25,950$48,751$35,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Johnson & Wales University-Charlotte, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 333 graduates with reported earnings and 378 graduates with debt data. Small samples may not be representative.