Analysis
Johnson & Wales University-Providence charges an estimated $26,291 in debt for an associate's degree in accounting—roughly $7,000 above what similar programs nationwide typically require. That premium matters when first-year earnings from comparable programs hover around $37,000, producing a debt-to-earnings ratio of 0.71. While not catastrophic, it means graduates would need to dedicate nearly nine months of gross income to cover their educational debt, assuming reasonable living expenses allow for any loan payments at all.
The absence of reported outcomes data for this specific program reflects its small graduating class size, which creates real uncertainty about how Johnson & Wales students actually fare. With only two schools offering associate-level accounting programs in Rhode Island, geographic options are limited, but the national landscape tells a useful story: three-quarters of accounting associate's programs produce first-year earnings above $42,000, and half carry debt loads under $19,000. That suggests more affordable paths exist, particularly at community colleges where the same credential typically costs substantially less.
For families weighing this option, the key question is whether Johnson & Wales' culinary and hospitality reputation translates to advantages for accounting students—or if you're essentially paying a hospitality-school premium for a business credential better obtained elsewhere. Given the estimated cost structure, exploring Community College of Rhode Island or out-of-state community colleges with established accounting pipelines would provide clearer value propositions before committing to private school debt for an associate's degree.
Where Johnson & Wales University-Providence Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,408 | $37,001* | — | $26,291* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Johnson & Wales University-Providence, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.