Est. Earnings (1yr)
$37,001
Est. from national median (118 programs)
Est. Median Debt
$26,291
Est. from national median (16 programs)

Analysis

Johnson & Wales University-Providence charges an estimated $26,291 in debt for an associate's degree in accounting—roughly $7,000 above what similar programs nationwide typically require. That premium matters when first-year earnings from comparable programs hover around $37,000, producing a debt-to-earnings ratio of 0.71. While not catastrophic, it means graduates would need to dedicate nearly nine months of gross income to cover their educational debt, assuming reasonable living expenses allow for any loan payments at all.

The absence of reported outcomes data for this specific program reflects its small graduating class size, which creates real uncertainty about how Johnson & Wales students actually fare. With only two schools offering associate-level accounting programs in Rhode Island, geographic options are limited, but the national landscape tells a useful story: three-quarters of accounting associate's programs produce first-year earnings above $42,000, and half carry debt loads under $19,000. That suggests more affordable paths exist, particularly at community colleges where the same credential typically costs substantially less.

For families weighing this option, the key question is whether Johnson & Wales' culinary and hospitality reputation translates to advantages for accounting students—or if you're essentially paying a hospitality-school premium for a business credential better obtained elsewhere. Given the estimated cost structure, exploring Community College of Rhode Island or out-of-state community colleges with established accounting pipelines would provide clearer value propositions before committing to private school debt for an associate's degree.

Where Johnson & Wales University-Providence Stands

Earnings vs. debt across all accounting associates's programs nationally

Compare to Similar Programs Nationally

Accounting associates's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Johnson & Wales University-ProvidenceProvidence$40,408$37,001*$26,291*
Austin Community College DistrictAustin$2,550$58,469*$44,916$22,215*0.38
Indiana Wesleyan University-National & GlobalMarion$8,216$52,576*$50,545$24,956*0.47
Indiana Wesleyan University-MarionMarion$31,168$52,576*$50,545$24,956*0.47
North Hennepin Community CollegeBrooklyn Park$5,050$49,685*$48,712*
Montgomery County Community CollegeBlue Bell$6,270$48,832*$19,254*0.39
National Median$37,000*$19,354*0.52
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Johnson & Wales University-Providence, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.