Finance and Financial Management Services at Kean University
Bachelor's Degree
Analysis
Kean's finance program starts graduates at $46,685—below both the New Jersey median ($52,729) and national average ($53,590)—but the trajectory tells a more compelling story. By year four, earnings jump 30% to $60,594, closing much of that initial gap and reaching the national 75th percentile. This kind of catch-up growth suggests the program may be building foundational skills that take time to translate into market value.
The debt picture is reasonable at $24,688, keeping the debt-to-earnings ratio at 0.53. That's manageable, especially given the earnings acceleration. However, context matters: this program sits in the 40th percentile among New Jersey's finance programs, meaning three out of five comparable state options deliver stronger starting salaries. The Rutgers campuses and Seton Hall start graduates at $64,000-$68,000—that's a $18,000-$22,000 first-year advantage that compounds over time.
For families prioritizing affordability over pedigree, Kean offers a viable path into finance with controllable debt. But the slower start means your child will spend their early career years catching up to peers from higher-ranked programs. If they're a strong student who could gain admission to more selective New Jersey schools, the initial salary differential argues for exploring those options. For students who need a more accessible entry point into finance with reasonable debt, Kean provides a legitimate foundation—just set expectations for a gradual rather than immediate payoff.
Where Kean University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Kean University graduates compare to all programs nationally
Kean University graduates earn $47k, placing them in the 18th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New Jersey
Finance and Financial Management Services bachelors's programs at peer institutions in New Jersey (16 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Kean University | $46,685 | $60,594 | $24,688 | 0.53 |
| Rutgers University-Camden | $68,338 | $86,111 | $22,500 | 0.33 |
| Rutgers University-New Brunswick | $68,338 | $86,111 | $22,500 | 0.33 |
| Rutgers University-Newark | $68,338 | $86,111 | $22,500 | 0.33 |
| Seton Hall University | $64,233 | $76,566 | $22,808 | 0.36 |
| Rider University | $57,881 | $69,827 | $27,000 | 0.47 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in New Jersey
Compare tuition, earnings, and debt across New Jersey schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Rutgers University-Camden Camden | $17,079 | $68,338 | $22,500 |
| Rutgers University-New Brunswick New Brunswick | $17,239 | $68,338 | $22,500 |
| Rutgers University-Newark Newark | $16,586 | $68,338 | $22,500 |
| Seton Hall University South Orange | $51,370 | $64,233 | $22,808 |
| Rider University Lawrenceville | $38,900 | $57,881 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kean University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 71 graduates with reported earnings and 70 graduates with debt data. Small samples may not be representative.