Analysis
Kean's finance program starts graduates at $46,685βbelow both the New Jersey median ($52,729) and national average ($53,590)βbut the trajectory tells a more compelling story. By year four, earnings jump 30% to $60,594, closing much of that initial gap and reaching the national 75th percentile. This kind of catch-up growth suggests the program may be building foundational skills that take time to translate into market value.
The debt picture is reasonable at $24,688, keeping the debt-to-earnings ratio at 0.53. That's manageable, especially given the earnings acceleration. However, context matters: this program sits in the 40th percentile among New Jersey's finance programs, meaning three out of five comparable state options deliver stronger starting salaries. The Rutgers campuses and Seton Hall start graduates at $64,000-$68,000βthat's a $18,000-$22,000 first-year advantage that compounds over time.
For families prioritizing affordability over pedigree, Kean offers a viable path into finance with controllable debt. But the slower start means your child will spend their early career years catching up to peers from higher-ranked programs. If they're a strong student who could gain admission to more selective New Jersey schools, the initial salary differential argues for exploring those options. For students who need a more accessible entry point into finance with reasonable debt, Kean provides a legitimate foundationβjust set expectations for a gradual rather than immediate payoff.
Where Kean University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Kean University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Kean University | $46,685 | $60,594 | +30% |
| Rutgers University-New Brunswick | $68,338 | $86,111 | +26% |
| Rutgers University-Newark | $68,338 | $86,111 | +26% |
| Rutgers University-Camden | $68,338 | $86,111 | +26% |
| Fairleigh Dickinson University-Metropolitan Campus | $52,729 | $76,708 | +45% |
Compare to Similar Programs in New Jersey
Finance and Financial Management Services bachelors's programs at peer institutions in New Jersey (16 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,426 | $46,685 | $60,594 | $24,688 | 0.53 | |
| $17,079 | $68,338 | $86,111 | $22,500 | 0.33 | |
| $17,239 | $68,338 | $86,111 | $22,500 | 0.33 | |
| $16,586 | $68,338 | $86,111 | $22,500 | 0.33 | |
| $51,370 | $64,233 | $76,566 | $22,808 | 0.36 | |
| $38,900 | $57,881 | $69,827 | $27,000 | 0.47 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kean University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 71 graduates with reported earnings and 70 graduates with debt data. Small samples may not be representative.