Business/Commerce at Kent State University at Tuscarawas
Associate's Degree
Analysis
Kent State Tuscarawas's business associate degree produces first-year earnings that match Ohio's median for this program, placing graduates at the 60th percentile statewide—a solid showing among 31 schools. With debt of $20,565 and a 0.53 debt-to-earnings ratio, graduates typically need about six months of gross income to cover their loans, which is reasonable for a two-year degree. The program costs moderately more than the national median debt of $13,437, but that's consistent across Ohio's business programs.
The concerning pattern is what happens after year one: earnings slip to $37,721 by year four, a 3% decline that's unusual for business graduates who typically see modest gains. This suggests graduates may be in retail, administrative, or entry-level service roles where advancement stalls quickly rather than management tracks with clearer upward trajectories. Among the Kent State regional campuses, several show identical first-year earnings, indicating similar placement patterns across the system.
For families, this works if your student plans to transfer these credits to a four-year program or needs immediate workforce entry with manageable debt. The flat earnings trajectory means banking on promotion potential within their first employer, not steady market-driven wage growth. At roughly $38,000 annually, that's a living wage in New Philadelphia but leaves little room for major life expenses—something to weigh against two more years of bachelor's degree investment that could break through that earnings ceiling.
Where Kent State University at Tuscarawas Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Kent State University at Tuscarawas graduates compare to all programs nationally
Kent State University at Tuscarawas graduates earn $39k, placing them in the 58th percentile of all business/commerce associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Ohio
Business/Commerce associates's programs at peer institutions in Ohio (31 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Kent State University at Tuscarawas | $38,871 | $37,721 | $20,565 | 0.53 |
| James A. Rhodes State College | $45,238 | $37,556 | — | — |
| Kent State University at Ashtabula | $38,871 | $37,721 | $20,565 | 0.53 |
| Kent State University at East Liverpool | $38,871 | $37,721 | $20,565 | 0.53 |
| Kent State University at Trumbull | $38,871 | $37,721 | $20,565 | 0.53 |
| Kent State University at Kent | $38,871 | $37,721 | $20,565 | 0.53 |
| National Median | $36,591 | — | $13,437 | 0.37 |
Other Business/Commerce Programs in Ohio
Compare tuition, earnings, and debt across Ohio schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| James A. Rhodes State College Lima | $4,657 | $45,238 | — |
| Kent State University at Ashtabula Ashtabula | $7,272 | $38,871 | $20,565 |
| Kent State University at East Liverpool East Liverpool | $7,272 | $38,871 | $20,565 |
| Kent State University at Trumbull Warren | $7,272 | $38,871 | $20,565 |
| Kent State University at Kent Kent | $12,846 | $38,871 | $20,565 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kent State University at Tuscarawas, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 42 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.