Business/Commerce at Kentucky State University
Bachelor's Degree
Analysis
Kentucky State's business program ranks in the bottom 10% of Kentucky business programs for earnings outcomes, with graduates making $41,280 less than those from Sullivan University and nearly $8,000 below the state median. First-year earnings of just $27,013 lag dramatically behind what business majors typically see elsewhere in the state, though the program does show strong earnings growth of 56% by year four.
The debt load of $30,750 compounds these weak earnings—it's higher than both national and state medians for business programs, creating a debt-to-earnings ratio that means graduates owe more than they'll make in their first year. For comparison, University of Kentucky business grads earn $49,431 early in their careers while carrying similar debt levels. Even accounting for Kentucky State's mission serving low-income students (57% receive Pell grants), these economics are challenging.
The small sample size here is critical—with fewer than 30 graduates tracked, a handful of outcomes could skew these numbers significantly. If your child is considering this program, the earnings data suggests they'd likely see better returns at other Kentucky public universities, where business programs cluster around $45,000-49,000 in early-career earnings with comparable or lower debt.
Where Kentucky State University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Kentucky State University graduates compare to all programs nationally
Kentucky State University graduates earn $27k, placing them in the 5th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Kentucky
Business/Commerce bachelors's programs at peer institutions in Kentucky (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Kentucky State University | $27,013 | $42,063 | $30,750 | 1.14 |
| Sullivan University | $56,432 | $59,618 | $43,625 | 0.77 |
| University of Kentucky | $49,431 | $59,354 | $23,055 | 0.47 |
| Northern Kentucky University | $48,654 | $61,090 | $30,750 | 0.63 |
| Spalding University | $47,596 | $47,782 | $31,000 | 0.65 |
| University of the Cumberlands | $46,242 | $51,203 | $21,219 | 0.46 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Sullivan University Louisville | $14,220 | $56,432 | $43,625 |
| University of Kentucky Lexington | $13,212 | $49,431 | $23,055 |
| Northern Kentucky University Highland Heights | $10,896 | $48,654 | $30,750 |
| Spalding University Louisville | $27,850 | $47,596 | $31,000 |
| University of the Cumberlands Williamsburg | $9,875 | $46,242 | $21,219 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kentucky State University, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.